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Channel

حقوق بانکی:::یاسر مرادی

@bankinglaws

On this record: Growth · Engagement · What this channel posts · Posts · Citations · Handles named that no longer answer · Telegram's recommendations · Cite this entry

16,177subscribers

+182 since we began measuring on 5 August 2026

Risers and fallers across the register · movement among entries of 10,000–31,623.

Register entry

Telegram ID-1001006377248
TypeChannel
Username@bankinglaws
CreatedBetween 1 September 2015 and 31 December 2015 — estimated from Telegram’s id allocation, not measured. How this range is calculated.
First recorded6 August 2026
Last confirmed live8 September 2026
Measurements held29
Confirmed unchanged1 time, most recently 8 September 2026
On Telegramt.me/bankinglaws

Growth

15,99416,17716,085.55 August 2026 — 15,995 subscribers6 August 2026 — 15,995 subscribers6 August 2026 — 15,996 subscribers7 August 2026 — 15,997 subscribers8 August 2026 — 16,005 subscribers9 August 2026 — 16,008 subscribers10 August 2026 — 16,003 subscribers12 August 2026 — 15,997 subscribers13 August 2026 — 15,994 subscribers14 August 2026 — 16,002 subscribers15 August 2026 — 16,005 subscribers16 August 2026 — 16,119 subscribers17 August 2026 — 16,144 subscribers18 August 2026 — 16,145 subscribers20 August 2026 — 16,146 subscribers21 August 2026 — 16,153 subscribers23 August 2026 — 16,159 subscribers25 August 2026 — 16,155 subscribers26 August 2026 — 16,156 subscribers27 August 2026 — 16,160 subscribers28 August 2026 — 16,156 subscribers29 August 2026 — 16,164 subscribers30 August 2026 — 16,172 subscribers31 August 2026 — 16,171 subscribers1 September 2026 — 16,167 subscribers2 September 2026 — 16,168 subscribers3 September 2026 — 16,172 subscribers5 September 2026 — 16,170 subscribers8 September 2026 — 16,177 subscribers5 August 20268 September 2026
29 measurements spanning 34 days, net +182. Dots are measurements; the straight line between them is drawn to join them, not to claim we know the path taken in between — snapshots are recorded only when a count changes, so gaps mean “no change observed”, never “interpolated”. The vertical axis spans 15,967–16,204 and does not start at zero.
Measurement log — every subscribers count we have recorded, most recent 20 of 29
Measured (UTC)SubscribersChange
8 Sept 2026, 15:5916,177+7
5 Sept 2026, 06:5516,170-2
3 Sept 2026, 11:0116,172+4
2 Sept 2026, 03:4616,168+1
1 Sept 2026, 06:4616,167-4
31 Aug 2026, 07:5216,171-1
30 Aug 2026, 06:4716,172+8
29 Aug 2026, 04:1716,164+8
28 Aug 2026, 05:4716,156-4
27 Aug 2026, 06:2516,160+4
26 Aug 2026, 02:4816,156+1
25 Aug 2026, 00:2716,155-4
23 Aug 2026, 09:4216,159+6
21 Aug 2026, 23:5616,153+7
20 Aug 2026, 14:5216,146+1
18 Aug 2026, 19:3616,145+1
17 Aug 2026, 20:0416,144+25
16 Aug 2026, 21:1516,119+114
15 Aug 2026, 15:2416,005+3
14 Aug 2026, 05:3816,002first reading

Engagement

51 posts held, back to 18 July 2026the reader has not yet reached the start of this channel’s public history, so older posts may sit further back, unread. Read across 56 pages of Telegram’s post history, 20 posts per page.

ERR · 30 days
15.4%
avg views ÷ 16,177 subscribers
Avg views / post
2,500
27 posts measured
Reaction rate
this channel exposes no reaction counts
Posts in window
27
of 51 held

ERR is average views per post over the last 30 days divided by subscribers, the definition TGStat uses, so this figure is comparable with the one you will see elsewhere. It falls structurally as a channel grows: a high ERR on a small channel and a low one on a large channel describe reach mathematics, not quality. We publish the figure and the sample it came from and pass no verdict on it.

ER is defined industry-wide as (forwards + reactions + comments) ÷ views — note the denominator is views, not subscribers. Telegram’s public web preview carries views and reactions but not forward or comment counts, so the reaction rate above is the reactions term only and is therefore a floor: the true ER for this channel is higher by an amount we have not measured and will not estimate.

What these figures were computed from
WindowRolling 30 days · latest post in window 3 September 2026
Posts held51 (18 July 20263 September 2026)
Views total67,431
Reactions total
Forwards / commentsnot exposed by the public surface — not measured, not estimated
Readings taken3 Sept 2026, 10:03 UTC

Views are a single reading per post, taken at the time above. A post published in the last day or two is still accumulating views, which pulls the 30-day average down slightly. That is a property of the standard definition rather than a fault in it, so we keep the definition rather than “correcting” the number into something nobody can reproduce.

Precision. Telegram publishes view counts on its public widget in short form — 8.12K, 3.7M — so any reading at or above 1,000 reaches us rounded to three significant figures, and only counts below 1,000 are exact. Averages and rates derived from them are shown to the same precision rather than to the unit: a figure like 3,701,250 would assert digits nobody measured.

Reaction counts are published per emoji and rounded the same way, so a total below 1,000 is exact and a larger one is a sum that may carry a rounded component from each emoji above 1,000. Because it is a sum, it does not look rounded — read a large reaction total as three significant figures per contributing emoji rather than as the figure it prints.

What this channel posts

Video runtime
2m 36s
Average length
1m 18s

Measured directly from 2 videos with a duration reading, out of the posts we hold for this channel — not this channel’s whole posting history, only the sample this register has actually read. An exact reading to the second, taken from the post itself rather than from Telegram’s own rounded chrome, so it carries no mark.

Recent posts

3 Sept 2026, 07:16 UTC448 viewsread 3 September 2026
Photo

✅️ شرایط جدید اخذ سپرده نقدی برای دریافت تسهیلات ⏪️با رای هیأت عمومی دیوان عدالت اداری، بلوکه کردن تسهیلات اعطایی توسط بانک‌ها و مؤسسات اعتباری غیربانکی و یا اجبار و الزام وام گیرنده به افتتاح حساب نقدی و توثیق آن و سپس پرداخت وام، ممنوع است. ⏪️ اما چنان‌چه خود وام گیرنده مطابق با قانون و در محدوده آن یعنی صرفا تسهیلات تولیدی، آزادانه به معرفی حساب نقدی و یا سپرده نقدی خود برای وثیقه تسهیلات اقدام کند، امکان‌پذیر ا

3 Sept 2026, 06:21 UTC593 viewsread 3 September 2026

♦️با رای هیأت عمومی دیوان عدالت اداری 🔷امکان توثیق سپرده سرمایه‌گذاری مدت‌دار به عنوان وثیقه نقدی تسهیلات با رضایت خود تسهیلات گیرنده (صرفا در تسهیلات تولیدی) ۱۲ شهریور ۱۴۰۵ 🔲با رای هیأت عمومی دیوان عدالت اداری، بلوکه کردن تسهیلات اعطایی توسط بانک‌ها و مؤسسات اعتباری غیربانکی و یا اجبار و الزام تسهیلات گیرنده به افتتاح حساب نقدی و توثیق آن و سپس پرداخت تسهیلات، ممنوع است اما چنان‌چه خود تسهیلات گیرنده در راستای ق

2 Sept 2026, 02:19 UTC≈1,250 viewsread 3 September 2026
Photo

⬇️ به انتخاب ۳۸ امین همایش بانکداری اسلامی 🟢 بانک صادرات ایران؛ الگوی پیشرو در رعایت اصول بانکداری اسلامی معرفی شد 🔹 در سی و هشتمین همایش بانکداری اسلامی از بانک صادرات ایران به عنوان موسسه اعتباری پیشرو در استقرار نظارت و تطبیق شرعی تقدیر شد. 🌐 برای مطالعه متن کامل خبر، لطفا کلیک فرمایید ✅ بانک صادرات ایران، در خدمت مردم ✅ @bsi_1331 #اخبار_سایت #بانک_صادرات #بانک_صادرات_ایران

31 Aug 2026, 09:24 UTC≈1,650 viewsread 3 September 2026
File

📢 تصویر کامل «دستورالعمل اجرایی تبلیغات اشخاص تحت نظارت» 📄 بخشنامه شماره ۰۵/۱۳۶۳۱۴ مورخ ۱۴۰۵/۶/۷ 🔲 لینک عضویت در شبکه اطلاع رسانی حقوق_بانکی/ دکتر_یاسر_مرادی 📌 تلگرام https://t.me/Bankinglaws 📌 اینستاگرام https://www.instagram.com/bankinglaws 📌بله: https://ble.ir/bankinglaw

31 Aug 2026, 09:21 UTC≈1,790 viewsread 3 September 2026
Photo

📢 ابلاغ دستورالعمل جدید تبلیغات بانکی «دستورالعمل اجرایی تبلیغات اشخاص تحت نظارت» هیات عامل بانک مرکزی، دستورالعمل جدید تبلیغات اشخاص تحت نظارت را تصویب و به شبکه بانکی ابلاغ کرد. 🔹 تبلیغات اشخاص تحت نظارتِ دارای مجوز بانک مرکزی، صرفاً با رعایت این دستورالعمل مجاز است. 🚫 تبلیغات برای فعالیت‌های بانکی و مالیِ فاقد مجوز بانک مرکزی ممنوع است. از جمله: ▫️ عملیات و خدمات بانکی ▫️ صرافی و واسپاری (لیزینگ) ▫️ فعالیت‌ها

29 Aug 2026, 18:11 UTC≈1,890 viewsread 3 September 2026
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🌸میلاد با سعادت پیامبر نور و رحمت حضرت محمد (ص) و ششمین ستاره درخشان آسمان ولایت و امامت حضرت امام جعفر صادق (ع) بر همگان مبارک باد.

29 Aug 2026, 10:20 UTC≈1,870 viewsread 3 September 2026
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✅️ دستورالعمل اعطای تسهیلات ارزی از محل منابع بانکها جهت واردات کالاهای اساسی 🔲 لینک عضویت در شبکه اطلاع رسانی حقوق_بانکی/ دکتر_یاسر_مرادی 📌 تلگرام https://t.me/Bankinglaws 📌 اینستاگرام https://www.instagram.com/bankinglaws 📌بله: https://ble.ir/bankinglaw

29 Aug 2026, 08:33 UTC≈2,340 viewsread 3 September 2026
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🔴 ضوابط جدید بانک مرکزی برای وصول چک برگشتی؛ مسدودی منفی همه حساب‌ها در پست‌های قبلی درباره سامانه محچک توضیح دادیم؛ سامانه‌ای که با هدف جلوگیری از خارج کردن وجوه توسط صادرکننده چک برگشتی ایجاد شده است. اما محچک یک محدودیت داشت؛ به این صورت که در بازه‌های زمانی مشخص، موجودی حساب‌های صادرکننده را تا سقف مبلغ چک مسدود می‌کرد. بنابراین ممکن بود مبلغی جدید به حساب واریز شود و قبل از اعمال محدودیت، صادرکننده آن را برداش

28 Aug 2026, 04:58 UTC≈2,410 viewsread 3 September 2026
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📕به روز رسانی بدهی قدیمی با توافق؛ جبران خسارت یا ربا؟ ✅️نظریه مشورتی ۷/۱۴۰۴/۸۰۹ (۱۴۰۵/۰۵/۱۰) — اداره کل حقوقی قوه قضاییه ⚖️ ♦️سؤال: بدهی ثمن معامله و قرض که سال‌ها پرداخت نشده و ارزشش افت کرده؛ طرفین با مصالحه مبلغ را به‌روز می‌کنند. معتبر است یا فقط تا نرخ تورم رسمی؟ ⏪️پاسخ نظریه در سه بند: ۱️⃣ کشف اراده واقعی طرفین از پرداخت مازاد بر دین اصلی، امری موضوعی است و بر عهده قاضی رسیدگی‌کننده. ۲️⃣ توافق بر جبران خسار

27 Aug 2026, 10:30 UTC≈1,800 viewsread 2 September 2026
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🔲 لینک عضویت در شبکه اطلاع رسانی حقوق_بانکی/ دکتر_یاسر_مرادی 📌 تلگرام https://t.me/Bankinglaws 📌 اینستاگرام https://www.instagram.com/bankinglaws 📌بله: https://ble.ir/bankinglaw

27 Aug 2026, 10:30 UTC≈1,640 viewsread 2 September 2026
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🔲 لینک عضویت در شبکه اطلاع رسانی حقوق_بانکی/ دکتر_یاسر_مرادی 📌 تلگرام https://t.me/Bankinglaws 📌 اینستاگرام https://www.instagram.com/bankinglaws 📌بله: https://ble.ir/bankinglaw

27 Aug 2026, 10:10 UTC≈1,740 viewsread 1 September 2026

📕ماهیت حقوقی صلح عمری سپرده بانکی در دفاتر اسناد رسمی ♦️شماره نظریه : 7/1405/49 ♦️شماره پرونده : 1405-75-49 ♦️تاریخ نظریه : 1405/05/31 🔹 موضوع به زبان ساده چیست؟ بعضی افراد حساب بانکی‌شان را در دفترخانه «صلح عمری» می‌کنند؛ یعنی می‌گویند: تا زمانی که زنده‌ام خودم از حساب استفاده می‌کنم، اما بعد از فوتم این پول مستقیم به شخص مشخصی برسد. سؤال این بود که بانک با چنین سندی چه باید بکند؟ 🔹 پاسخ اداره کل حقوقی قوه قضاییه

Showing the 12 most recent of 51 posts we hold for @bankinglaws. View and reaction counts are the latest single reading for each post, not a live figure, and a recent post is still accumulating both. A view count marked was rounded by Telegram before we ever saw it — t.me prints views in full below 1,000 and to three significant figures above, so ≈1,200,000 means somewhere between 1,150,000 and 1,249,999. Unmarked counts are exact. Text is reproduced from the public post preview and truncated for length.

Forward network

Republished by

Channels on the register that have forwarded this channel's posts into their own feed.

Built only from forwarded posts we have actually read, on both sides. Coverage is early and deliberately incomplete: a missing link means we have not read the post that would prove it, never that the relationship does not exist. Counts are distinct forwarded posts observed, so they only ever go up as we read more.

Mentions

Named by 3 registered channels — every channel on the register whose own posts have named this one, by its current username or any other username it currently holds, merged from two separately captured readings of the same fact so a namer caught by only one of them is not missed and a namer both caught is not counted twice. A username this channel has since dropped is not matched — that handle may belong to someone else now, and crediting today’s namer to yesterday’s owner would misattribute it.

A mention is a weaker signal than a forward and is counted separately for that reason — naming a channel is not republishing it, and a handle in a post body is easy to place deliberately. The post counts beside each row below are distinct posts in which the handle appeared, from posts we have read on both sides — the “Named by N registered channels” figure above is a different count, of distinct NAMING CHANNELS rather than posts, and is not the sum of the rows under it.

Appears in Telegram’s recommendations for other channels

The reverse of the list above, and a different kind of signal. This does not require this channel to have ever been asked about directly — each row below is a channel we DID ask Telegram about, whose Telegram-generated list happened to include this one. A channel can appear here with an empty list above it, because being named by someone else’s query is independent of having been queried itself.

اطلاعات حقوقى و قضايى
@hoghooghivaghazaie · 48,708
Telegram ranks this channel #22 of 75 here — alongside 74 others — read 26 August 2026
آرای قضایی
@arayeghazayii · 28,519
Telegram ranks this channel #44 of 85 here — alongside 84 others — read 9 September 2026
علوم بانکی
@olombanki · 36,848
Telegram ranks this channel #45 of 91 here — alongside 90 others — read 1 September 2026

This channel appears in 3 seed channels' Telegram-generated recommendation lists in total. Each is Telegram’s list for THAT channel, not this one — see how this is measured.

Cite this entry

A live page changes as we take new readings, so a citation should name the measurement it is based on, not just the URL. The line below cites the subscriber count as measured 8 September 2026 — this entry's latest reading, not the date you are reading this.

“حقوق بانکی:::یاسر مرادی” (@bankinglaws), 16,177 subscribers as measured 8 September 2026. Telegram Register, tgregister.com/channel/bankinglaws.

Full measurement history, CC BY 4.0. Every reading this register holds for this entry, not just the latest one, as a dated, downloadable record: CSV · JSON. Free to use with attribution to tgregister.com. Each file carries its own generation timestamp, which is the figure to cite for exactly when the data was retrieved.