2 Sept 2026, 13:54 UTC314 views15 reactionsread 2 September 2026 File
Answering 2 important questions from our post: "Why Are Our Rates So High"
We recently published a post about why 8lends' rates are so high We received two important questions from investors, and we want to answer them here in detail.
1. The fee charged to the borrower, calculated on the amount raised, is about 3%, while investor bonuses can go up to 6%. The difference is negative, so how is the platform sustainabl…
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1 Sept 2026, 14:09 UTC456 views9 reactionsread 2 September 2026 Photo
How 80% LLTV protects your money in Cryptolending
LLTV is the level at which the platform closes a borrower's position to protect investor capital before the loss reaches the pool.
🤩 On 8lends, this level is fixed at 80%.
Here's an example:
A borrower provides $10,000 in BTC and takes out a USDC loan.
With an 80% LLTV, the maximum loan amount is $8,000.
The debt-to-collateral (LTV) ratio at the time of disbursem…
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31 Aug 2026, 14:21 UTC563 views10 reactionsread 2 September 2026 Photo
Invest without completing KYC!
On 8lends, you can invest up to 500 USDC in any project you like and receive monthly interest without needing to complete KYC.
❗️ But your funds must be legally sourced. Before investing, the platform conducts an AML check on your wallet through Sumsub KYT—an automated analysis of the origin of your funds.
What if you want to invest more than 500 USDC?
Then you'll need to complete a…
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28 Aug 2026, 13:06 UTC878 views44 reactionsread 2 September 2026 Photo
Need money now? Just sell your investment position!
As some of you may already know, we launched the Secondary Market this summer. This is an internal marketplace where you can sell active loans to other investors without having to wait until maturity.
✨ All you need to do is open this page and list your active investment there. A built-in market maker will find a buyer for you. The deal can be completed in just a …
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27 Aug 2026, 15:34 UTC≈1,210 views32 reactionsread 2 September 2026 Photo
"The rates are too high to be sustainable for the platform."
We've received this question from one of our investors recently. And it got us thinking that many of you might think the same way. The reason may be that we haven't covered this exact question in more detail yet.
So, let's fix that!
🤩 8lends doesn't make money from the difference between the rate the borrower pays and the rate the investor receives, like…
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26 Aug 2026, 15:10 UTC758 views26 reactionsread 2 September 2026 Photo
🤩 WE HIT $20,000,000 IN FUNDED LOANS — AND HERE’S THE WINNER!
We promised $1,000 to the person who came closest to guessing the exact date and time when the 8lends dashboard would show $20,000,000 in funded loans.
We hit the milestone today, 26.08.2026, at 16:39 CET.
🤩Thank you to everyone who left their guess in the comments and shared their experience with us on Google. It was great to read your stories and feed…
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24 Aug 2026, 13:34 UTC≈1,430 views14 reactionsread 2 September 2026 Photo
🤩 We break the crypto barrier for you!
If you're struggling with creating a crypto wallet, we can create one for you. If you don't want to buy USDC on a crypto exchange before investing on 8lends, we've added a feature that lets you invest with a bank transfer.
💎 Learn more about a wallet here
✨ Learn more about investing with a bank transfer here
Let us sum it up for you:
💎 About a crypto wallet:
You can sign u…
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21 Aug 2026, 13:04 UTC≈1,630 views14 reactionsread 2 September 2026 Banks print money out of thin air.
The Bank of England proved this statement right.
🤩 In 2014, the Bank of England officially published a document that shattered a common misconception about banks: they don't take money from clients' savings, but create it when they issue a loan.
Approximately 97% of UK money is held as electronic bank deposits (created through commercial lending) rather than physical cash.
In th…
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19 Aug 2026, 15:51 UTC≈1,120 views25 reactionsread 2 September 2026 Photo
Bullet repayment on 8lends
Let's imagine a $10,000 loan for 12 months at 22% per annum.
🔘 Bullet repayment: the principal stays the same throughout the entire term, while the interest is calculated based on the full principal every month.
Example: $10,000 × 22% ÷ 12 = $183.33 per month. At the end of the term, that's $2,200 in interest + the full $10,000 principal.
🔘 Let's compare it with amortization (like a con…
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18 Aug 2026, 16:49 UTC≈1,050 views17 reactionsread 2 September 2026 Photo
Active Stages on 8lends! 🤩
🔘 APR range: 21% — 23.40%
Looking for stable USDC returns? We've got something for you 👇
🇰🇪 Commercial Construction (Lutrina Construction)
🔵 30.17% of 20,000 USDC funded
🔵 Loan period: 10 months
🔵 APR: 23.40%
🔵 Expires in 29 days
🇰🇷 Korean Parts (Capacity Co., Ltd)
🔵 44.62% of 20,000 USDC funded
🔵 9 months
🔵 APR: 22.10%
🔵 Expires in 26 days
🇱🇻 Waste Management (SIA Ramotti)
🔘 88.62%…
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17 Aug 2026, 15:14 UTC974 views9 reactionsread 2 September 2026 Struggling with crypto? Try our FREE crypto course!
8lends and Maclear AG have a big crypto course consisting of 2 parts:
🔘 Part #1: Basic crypto course with 7 lessons
🔘 Part #2: Advanced crypto course with 9 lessons
The course is community-driven because every part of it was built based on the questions we received from our investors.
Both courses are available in 9 languages (AI-translated).
On top of that, we…
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14 Aug 2026, 12:59 UTC≈1,250 views19 reactionsread 2 September 2026 Official tax rates of 20–30% are a big lie.
The thing is, we all pay taxes on the same income more than once: when we earn it, when we spend it, and when we invest it.
🇫🇷 For example, France has one of the highest tax wedges on labor among OECD economies, standing at ~47.2% of total labor costs for a single worker earning an average wage with no children.
But some countries still manage to provide their citizens w…
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Showing the 12 most recent of 38 posts we hold for @eightlends. View and reaction counts are the latest single reading for each post, not a live figure, and a recent post is still accumulating both. A view count marked ≈ was rounded by Telegram before we ever saw it — t.me prints views in full below 1,000 and to three significant figures above, so ≈1,200,000 means somewhere between 1,150,000 and 1,249,999. Unmarked counts are exact. Text is reproduced from the public post preview and truncated for length.