🏠💰 Ada harta belum tentu waris terus dapat harta. Kita penat kumpul aset, simpan duit, beli rumah untuk keluarga. Tapi kalau perancangan harta tak dibuat dengan betul, bila kita dah tiada nanti proses untuk waris boleh jadi panjang dan rumit. MJ kupas isu harta beku & waris tak tuntut dalam video ni. Memang benda yang kita selalu rasa “nanti-nantilah fikir”, padahal elok mula rancang masa kita masih ada. 🎥 Tonton …

Channel
Mak Jerung (Jom Urus Duit)
@mjcircle
On this record: Growth · Engagement · Reactions · Posts · Telegram's recommendations · Cite this entry
10,735subscribers
-67 since we began measuring on 7 August 2026
Risers and fallers across the register · movement among entries of 10,000–31,623.
Register entry
| Telegram ID | -1001479498342 |
|---|---|
| Type | Channel |
| Username | @mjcircle |
| Created | Between 1 April 2019 and 30 September 2021 — estimated from Telegram’s id allocation, not measured. How this range is calculated. |
| First recorded | 7 August 2026 |
| Last confirmed live | 31 August 2026 |
| Measurements held | 22 |
| Confirmed unchanged | 1 time, most recently 31 August 2026 |
| On Telegram | t.me/mjcircle |
Growth
| Measured (UTC) | Subscribers | Change |
|---|---|---|
| 31 Aug 2026, 16:25 | 10,735 | -3 |
| 30 Aug 2026, 15:44 | 10,738 | -2 |
| 29 Aug 2026, 13:08 | 10,740 | -2 |
| 28 Aug 2026, 11:44 | 10,742 | -2 |
| 26 Aug 2026, 09:02 | 10,744 | -1 |
| 25 Aug 2026, 09:42 | 10,745 | +2 |
| 24 Aug 2026, 09:43 | 10,743 | -9 |
| 22 Aug 2026, 19:26 | 10,752 | -6 |
| 21 Aug 2026, 12:05 | 10,758 | -1 |
| 20 Aug 2026, 10:33 | 10,759 | -4 |
| 19 Aug 2026, 12:07 | 10,763 | -2 |
| 18 Aug 2026, 13:22 | 10,765 | -3 |
| 17 Aug 2026, 14:34 | 10,768 | -2 |
| 16 Aug 2026, 04:38 | 10,770 | -3 |
| 14 Aug 2026, 15:37 | 10,773 | -7 |
| 13 Aug 2026, 04:25 | 10,780 | -5 |
| 12 Aug 2026, 03:54 | 10,785 | -4 |
| 11 Aug 2026, 01:45 | 10,789 | -7 |
| 9 Aug 2026, 23:33 | 10,796 | -2 |
| 9 Aug 2026, 00:53 | 10,798 | first reading |
Engagement
24 posts held, back to 27 May 2026 — the reader has not yet reached the start of this channel’s public history, so older posts may sit further back, unread. Read across 38 pages of Telegram’s post history, 20 posts per page.
- ERR · 30 days
- 6.38%
- avg views ÷ 10,735 subscribers
- Avg views / post
- 684
- 7 posts measured
- Reaction rate
- 0.332%
- reactions ÷ views · ER floor
- Posts in window
- 7
- of 24 held
ERR is average views per post over the last 30 days divided by subscribers, the definition TGStat uses, so this figure is comparable with the one you will see elsewhere. It falls structurally as a channel grows: a high ERR on a small channel and a low one on a large channel describe reach mathematics, not quality. We publish the figure and the sample it came from and pass no verdict on it.
ER is defined industry-wide as (forwards + reactions + comments) ÷ views — note the denominator is views, not subscribers. Telegram’s public web preview carries views and reactions but not forward or comment counts, so the reaction rate above is the reactions term only and is therefore a floor: the true ER for this channel is higher by an amount we have not measured and will not estimate. It is computed over the 1 of 7 measured posts that carry a reaction reading, and over those same posts' views.
| Window | Rolling 30 days · latest post in window 28 August 2026 |
|---|---|
| Posts held | 24 (27 May 2026 – 28 August 2026) |
| Views total | 4,791 |
| Reactions total | 3 |
| Forwards / comments | not exposed by the public surface — not measured, not estimated |
| Readings taken | 29 Aug 2026, 12:59 UTC |
Views are a single reading per post, taken at the time above. A post published in the last day or two is still accumulating views, which pulls the 30-day average down slightly. That is a property of the standard definition rather than a fault in it, so we keep the definition rather than “correcting” the number into something nobody can reproduce.
Precision. Telegram publishes view counts on its public widget in short form — 8.12K, 3.7M — so any reading at or above 1,000 reaches us rounded to three significant figures, and only counts below 1,000 are exact. Averages and rates derived from them are shown to the same precision rather than to the unit: a figure like 3,701,250 would assert digits nobody measured.
Reaction counts are published per emoji and rounded the same way, so a total below 1,000 is exact and a larger one is a sum that may carry a rounded component from each emoji above 1,000. Because it is a sum, it does not look rounded — read a large reaction total as three significant figures per contributing emoji rather than as the figure it prints.
Reaction mix
12 reactions across 6 posts, in 3 distinct kinds. The most used accounts for 75.0% of them.
| Reaction | Count | Share | Share, drawn |
|---|---|---|---|
| ❤ | 9 | 75.0% | |
| 🙈 | 2 | 16.7% | |
| 👍 | 1 | 8.33% |
No sentiment is inferred, and none should be read in. This table is ordered by count and by nothing else. Emoji do not carry stable meaning across languages or communities — 🙏 is thanks in one channel and mourning in another — so we publish which ones were pressed and how often, and pass no judgement on what an audience meant by them.
Precision. Telegram publishes reaction counts per emoji and short-forms each one — 4.34K, 1.2M — so any single kind at or above 1,000 reaches us at three significant figures, and only counts below 1,000 are exact. The shares above are ratios of those figures and carry the same error. This is also why the total here can differ slightly from a reaction total printed elsewhere on the page: both are sums of the same rounded parts, taken over samples with different edges.
Coverage. Reactions were read on 7 of the 24 sampled posts in this sample. Summed by Telegram’s own count on each post — not by adding up the per-emoji breakdown above — those same posts carry 12 reactions in total: the kind of figure the paragraph above means by “a reaction total printed elsewhere on the page”.
Measured over the 24 most recent posts we hold, published 27 May 2026 to 28 August 2026, using the newest reading held for each. Telegram Stars are excluded: they are a payment, not a reaction, and they have their own section.
Recent posts
https://vt.tiktok.com/ZSV2C5T2u/ 💸 Gaji masuk, tapi kenapa rasa macam tak pernah cukup? Kadang-kadang masalahnya bukan berapa banyak kita dapat, tapi macam mana kita urus setiap ringgit yang masuk. Tengok video ni dulu 👆 Lepas tu cuba check balik, duit uolls setiap bulan sebenarnya banyak pergi ke mana? 📚 Kalau uolls nak belajar cara susun dan urus gaji dengan lebih teratur, dapatkan Buku Formula Urus Gaji (FUG).…
https://www.instagram.com/p/Db8Hce_jkfI/
Pelan MHIT Asas — apa yang korang perlu faham SEBELUM daftar. 📋 ☑ Bukan produk pelaburan — 100% premium untuk perlindungan 🏥 Had tahunan RM100k (RM150k untuk 60+) — cukup untuk ~99% kes hospital 💰 Anggaran premium dari RM50-80 sebulan (ikut umur) 📅 Fasa pandu separuh kedua 2026, penuh awal 2027 Angka ni indicative dari White Paper, tertakluk perubahan sebelum pelancaran penuh. Sumber: White Paper Pelan MHIT Asas, …
🛡️ Kita selalu fikir pasal simpan duit, tapi jangan lupa lindungi duit yang dah kita kumpul. Sebab bila berlaku perkara tak dijangka seperti sakit, kemalangan atau hilang punca pendapatan, simpanan yang dibina bertahun-tahun boleh habis dalam masa yang singkat. Sebab tu dalam perancangan kewangan, saving dan protection kena jalan bersama. Simpan untuk masa depan, lindungi supaya rancangan masa depan tu tak tergangg…
❤3
KHAS UNTUK EJEN & LEADER TAKAFUL Ejen tahu jual takaful hayat & medical card, tapi bila masuk market T20 (business owner, founder, director), conversation tak boleh sekadar "tuan nak cover berapa?". MJ bawakan: 📌 Online Workshop Mastering T20 Prospect: Edisi Keyman & Benefit In Kind Pelajari angle Keyman Protection & Benefit In Kind Planning untuk approach business owner secara strategik. Bonus topik: 🎁 Bonus 1: …
💸 Ramai orang ingat masalah kewangan sebab gaji tak cukup. Hakikatnya, kadang-kadang sebab kita tak tahu nak allocate duit dengan betul. Bila setiap ringgit ada tugasnya, barulah kewangan jadi lebih terkawal. Dalam video ni, MJ kongsikan satu teknik mudah yang ramai terlepas pandang. Tengok sampai habis, lepas tu cuba check balik cara uolls urus duit sekarang. 👇 https://vt.tiktok.com/ZS4x1Gs4H/
🔗 https://www.instagram.com/reel/DbhkATLE9x0/?igsh=ejU2anB3eWVpOXM2 🏠 Nak beli rumah, jangan check harga rumah je. Check kewangan sendiri dulu! Sebelum sign apa-apa, uolls kena tahu kemampuan bayaran bulanan, komitmen sedia ada, jenis pembiayaan dan protection yang akan diambil. Jangan sampai dah beli, baru kewangan mula sesak. 😮💨 MJ dah sediakan Template Checklist Sebelum Beli Rumah secara FREE untuk bantu uolls…
Student yang masih BELUM dapat tempat internship untuk Ogos ni, korang course apa? 👀 MJ tengah buka 2 slot internship di Puchong: 📌 Administration 📌 Finance Tapi MJ tak cari intern yang datang semata-mata nak cukupkan jam & isi logbook. Korang akan masuk dalam real business operation, buat actual task, tengok macam mana company operate dan dapat belajar terus dengan team. 💰 Elaun RM500/bulan 🏠 Intern perempuan: pe…
📣 ESOK MJ DI SPRM! Jom ramai-ramai kita meriahkan Program Pengurusan Keselamatan dan Kesihatan Pekerjaan SPRM 2026 🙌 Esok, MJ (Norriza Binti Muhamad Yusof) akan berkongsi topik: 💰 “Financial Wellness: Asas Kehidupan, Kunci Prestasi Kerja” 📅 31 Julai 2026 ⏰ 11.00 pagi – 12.00 tengah hari 📍 Auditorium SPRM Aras 3 Kalau uolls ada di SPRM esok, mai ramai-ramai support MJ! 🔥 Kita sembang pasal kewangan bukan sekadar…
Jom borak-borak tentang kewangan dengan MJ! MJ tengah LIVE di TikTok! 🔗 https://vt.tiktok.com/ZS9rmRRyds2kx-8RVeq/
🏠 Ramai ingat bayar lebih ansuran rumah = hutang terus cepat habis. Hakikatnya, tak semestinya. Ada cara yang betul kalau nak setiap ringgit yang uolls bayar benar-benar bantu kurangkan hutang rumah. Sebab tu ramai dah bertahun-tahun bayar lebih, tapi baki hutang masih tak turun seperti yang dijangka. MJ dah terangkan dalam video ni. Tonton sampai habis, mungkin lepas ni uolls boleh jimat bertahun-tahun tempoh pin…
Showing the 12 most recent of 24 posts we hold for @mjcircle. View and reaction counts are the latest single reading for each post, not a live figure, and a recent post is still accumulating both. A view count marked ≈ was rounded by Telegram before we ever saw it — t.me prints views in full below 1,000 and to three significant figures above, so ≈1,200,000 means somewhere between 1,150,000 and 1,249,999. Unmarked counts are exact. Text is reproduced from the public post preview and truncated for length.
Appears in Telegram’s recommendations for other channels
The reverse of the list above, and a different kind of signal. This does not require this channel to have ever been asked about directly — each row below is a channel we DID ask Telegram about, whose Telegram-generated list happened to include this one. A channel can appear here with an empty list above it, because being named by someone else’s query is independent of having been queried itself.
@NotaAzizulAzli · 78,322
Telegram ranks this channel #12 of 75 here — alongside 74 others — read 19 August 2026
@dradamzubir · 53,403
Telegram ranks this channel #32 of 72 here — alongside 71 others — read 24 August 2026
This channel appears in 2 seed channels' Telegram-generated recommendation lists in total. Each is Telegram’s list for THAT channel, not this one — see how this is measured.
Cite this entry
A live page changes as we take new readings, so a citation should name the measurement it is based on, not just the URL. The line below cites the subscriber count as measured 31 August 2026 — this entry's latest reading, not the date you are reading this.
“Mak Jerung (Jom Urus Duit)” (@mjcircle), 10,735 subscribers as measured 31 August 2026. Telegram Register, tgregister.com/channel/mjcircle.
Full measurement history, CC BY 4.0. Every reading this register holds for this entry, not just the latest one, as a dated, downloadable record: CSV · JSON. Free to use with attribution to tgregister.com. Each file carries its own generation timestamp, which is the figure to cite for exactly when the data was retrieved.