Умму Мусаева
финансист MBA, преподаю инвестиции в магистратуре РАНХиГС
РКН https://gosuslugi.ru/snet/69149138fa96105ef00047c8
💰 Публично формирую пассивный доход, делюсь информацией о том, что вам положено от государства, денежными лайфхаками
Created
Between 1 December 2021 and 30 April 2023 — estimated from Telegram’s id allocation, not measured. How this range is calculated.
Other / unclassifiable — a classification, not a measurement. An on-box language model (Qwen3.6-35B-A3B-FP8, prompt version 1) read this channel’s own recent posts on 11 September 2026 and assigned it the closest of 31 fixed categories, at 73% confidence. This is a model’s judgement about what the channel is likely to be about, not a fact this register measured the way a subscriber count or a view count is measured — it can be revised on a later pass, and it carries no weight anywhere else on this page. How this classification works, and the other topics.
Growth
56 measurements spanning 91 days, net -209. Dots are measurements; the straight line between them is drawn to join them, not to claim we know the path taken in between — snapshots are recorded only when a count changes, so gaps mean “no change observed”, never “interpolated”. The vertical axis spans 13,365–13,636 and does not start at zero.
Measurement log — every subscribers count we have recorded, most recent 20 of 56
Measured (UTC)
Subscribers
Change
7 Nov 2026, 05:49
13,396
-6
6 Nov 2026, 06:27
13,402
-5
5 Nov 2026, 03:49
13,407
-12
4 Nov 2026, 06:55
13,419
-9
3 Nov 2026, 09:07
13,428
+9
2 Nov 2026, 09:55
13,419
+15
1 Nov 2026, 12:44
13,404
-3
31 Oct 2026, 12:27
13,407
-4
30 Oct 2026, 11:08
13,411
-11
28 Oct 2026, 09:48
13,422
-3
27 Oct 2026, 11:30
13,425
-1
26 Oct 2026, 12:59
13,426
-2
25 Oct 2026, 16:29
13,428
+3
24 Oct 2026, 13:08
13,425
-9
23 Oct 2026, 14:26
13,434
-2
22 Oct 2026, 15:04
13,436
-7
21 Oct 2026, 06:19
13,443
-2
19 Oct 2026, 06:25
13,445
-13
18 Oct 2026, 08:47
13,458
-8
17 Oct 2026, 07:56
13,466
first reading
Engagement
60 posts held, back to 31 July 2026 — the reader has not yet reached the start of this channel’s public history, so older posts may sit further back, unread. Read across 58 pages of Telegram’s post history, 20 posts per page.
ERR · 30 days
10.9%
avg views ÷ 13,396 subscribers
Avg views / post
1,460
6 posts measured
Reaction rate
2.13%
reactions ÷ views · ER floor
Posts in window
6
of 60 held
ERR is average views per post over the last 30 days divided by subscribers, the definition TGStat uses, so this figure is comparable with the one you will see elsewhere. It falls structurally as a channel grows: a high ERR on a small channel and a low one on a large channel describe reach mathematics, not quality. We publish the figure and the sample it came from and pass no verdict on it.
ER is defined industry-wide as (forwards + reactions + comments) ÷ views — note the denominator is views, not subscribers. Telegram’s public web preview carries views and reactions but not forward or comment counts, so the reaction rate above is the reactions term only and is therefore a floor: the true ER for this channel is higher by an amount we have not measured and will not estimate.
What these figures were computed from
Window
Rolling 30 days · latest post in window 5 November 2026
Posts held
60 (31 July 2026 – 5 November 2026)
Views total
8,735
Reactions total
186
Forwards / comments
not exposed by the public surface — not measured, not estimated
Readings taken
7 Nov 2026, 18:49 UTC
Views are a single reading per post, taken at the time above. A post published in the last day or two is still accumulating views, which pulls the 30-day average down slightly. That is a property of the standard definition rather than a fault in it, so we keep the definition rather than “correcting” the number into something nobody can reproduce.
Precision. Telegram publishes view counts on its public widget in short form — 8.12K, 3.7M — so any reading at or above 1,000 reaches us rounded to three significant figures, and only counts below 1,000 are exact. Averages and rates derived from them are shown to the same precision rather than to the unit: a figure like 3,701,250 would assert digits nobody measured.
Reaction counts are published per emoji and rounded the same way, so a total below 1,000 is exact and a larger one is a sum that may carry a rounded component from each emoji above 1,000. Because it is a sum, it does not look rounded — read a large reaction total as three significant figures per contributing emoji rather than as the figure it prints.
What this channel posts
Photos
≈2,670
Videos
≈358
Links
≈812
Lifetime counters from Telegram’s own channel header, read 7 November 2026 — not the date at the top of this page, which is when the subscriber count was last read. A count marked ≈ was rounded by Telegram before we ever saw it — t.me prints these counters in full below 1,000 and to three significant figures above, so ≈142,000 means somewhere between 141,500 and 142,499.
Video runtime
54m 03s
Average length
10m 49s
Measured directly from 5 videos with a duration reading, out of the posts we hold for this channel — not this channel’s whole posting history, only the sample this register has actually read. An exact reading to the second, taken from the post itself rather than from Telegram’s own rounded chrome, so it carries no ≈ mark.
Reaction mix
2,191 reactions across 58 posts, in 28 distinct kinds. The most used accounts for 50.9% of them.
Every reaction kind recorded on the sample, most used first
Reaction
Count
Share
Share, drawn
❤
1,116
50.9%
🔥
249
11.4%
💔
224
10.2%
🙏
183
8.35%
👍
90
4.11%
❤🔥
66
3.01%
😍
41
1.87%
🤪
26
1.19%
🤣
21
0.958%
👀
20
0.913%
😢
19
0.867%
😭
19
0.867%
💘
16
0.73%
😁
15
0.685%
🤝
15
0.685%
🎉
14
0.639%
💯
13
0.593%
🕊
8
0.365%
✍
7
0.319%
😨
7
0.319%
8 further kinds
22
1.00%
No sentiment is inferred, and none should be read in. This table is ordered by count and by nothing else. Emoji do not carry stable meaning across languages or communities — 🙏 is thanks in one channel and mourning in another — so we publish which ones were pressed and how often, and pass no judgement on what an audience meant by them.
Precision. Telegram publishes reaction counts per emoji and short-forms each one — 4.34K, 1.2M — so any single kind at or above 1,000 reaches us at three significant figures, and only counts below 1,000 are exact. The shares above are ratios of those figures and carry the same error. This is also why the total here can differ slightly from a reaction total printed elsewhere on the page: both are sums of the same rounded parts, taken over samples with different edges.
Coverage. Reactions were read on 58 of the 60 sampled posts in this sample. Summed by Telegram’s own count on each post — not by adding up the per-emoji breakdown above — those same posts carry 2,191 reactions in total: the kind of figure the paragraph above means by “a reaction total printed elsewhere on the page”.
Measured over the 60 most recent posts we hold, published 31 July 2026 to 5 November 2026, using the newest reading held for each. Telegram Stars are excluded: they are a payment, not a reaction, and they have their own section.
Recent posts
Telegram’s own ‘edited’ marker: 2 of 6 posts held from the last 30 days (33.3%) carried it when this register last read them. The marker says a post was changed after publishing, not what it said before — this register holds the earlier wording only where an edit fell between two of its own reads (see the edit ledger and how it is measured).
Монинг, друзья ❄️
Расскажу вам краткой сводкой последних событий, как вообще мои дела.
- 4 дня назад мы с дочерью прилетели в Москву. Это официальный переезд моего ребенка. Много лет я жила на 2 города, не отрывая ее от членов семьи, но сейчас уже жизнь идет дальше: мои дела, карьера, ее образовательный трек.
- наш ремонт в ЖК Level Мичуринский на стадии завершения. тот самый период, когда «вот уже завтра, вот завтр…
Вы готовы полностью положиться на государство?
Текущая ситуация ещё раз показывает, что рассчитывать исключительно на государственную пенсию рискованно.
Правила могут измениться в любой момент. Сегодня это касается места хранения денег, а завтра может коснуться условий их получения. И повлиять на эти решения мы с вами практически не можем.
Поэтому мой выбор — самостоятельно позаботиться о том, на что я буду жить, …
⚡️⚡️⚡️
Минфин с 1 апреля 2027 года переведет пенсионные накопления россиян в ПДС
Под конвертацию могут попасть около 6,6 трлн ₽, а изменения затронут около 36 млн человек ❗️
Давайте разберёмся, что это все значит.
Сразу главное: речь не идёт об обычной страховой пенсии. Пенсионные баллы, стаж и назначенная государством пенсия останутся без изменений.
➡️ Какие деньги собираются переводить?
Это накопления, которые…
Часть 2
По пунктам объяснила, чем могут грозить технические сбои, означают ли они потерю ваших сбережений и как подстраховаться на будущее.
Чтобы в кризис не принимать решения на эмоциях, важно понимать, как грамотно управлять своими финансами.
Я подготовила большой учебник и несколько уроков, которые помогут в этом разобраться.
От навыков накоплений, фин планера и анализа ваших финансов ➡️до изучения понятных инс…
Только что дочитала книгу Дмитрия Хары «ПШ. Новая жизнь»
Главный герой — Олег, предприниматель, у которого вроде бы есть всё, чтобы считать свою жизнь успешной. Он много работает, живёт в привычном ритме и отправляется в путешествие, ожидая просто сменить обстановку. Но вместо обычного отдыха его ждёт столкновение с самим собой: своими страхами, убеждениями и привычными сценариями поведения.
Через историю Олега авт…
Сидит рядом наша 89 летняя бабуля и говорит: «расскажи всем, что он был примерным, добрым и теплым мальчиком» 😭💔
Асхаб с детства учился в кадетской школе, потом поступил на юрфак в МГЮА, работал сначала в следственном комитете, потом в федеральном министерстве и в крупном банке.
Вот только собирались его женить, неделю назад по телефону общались: «систер, я так хочу уже стать папой, ты же знаешь как я люблю детей»
…
Сегодня ночью не стало моего двоюродного брата Асхабали. Он попал в аварию. До сих пор трудно принять эту правду💔💔💔💔💔💔💔
Инна лилляхи ва инна иляйхи раджиун. Мы принадлежим Всевышнему и к Нему наше возвращение.
Прошу ваших дуа за него.
🇷🇺 Путин выступил на пленарной сессии клуба «Валдай»
Важное из его выступления:
1. Россия выступает за завершение конфликта путем переговоров
Путин заявил, что российская сторона хотела бы как можно быстрее прийти к завершению конфликта на Украине именно переговорным путем. При этом среди принципиальных условий по-прежнему назван нейтральный статус Украины.
2. В отношениях с Европой дверь окончательно не закрыта
…
Нанимаю онлайн-репетитора по английскому для 4хлетней дочки.
3000руб за 30 мин— ну идеальная бизнес-модель.
Образование в наше время совсем недешевое удовольствие🙈
💜💜 7 финансовых изменений октября, которые коснутся наших денег
С 1 октября меняются правила семейной ипотеки, работы маркетплейсов, банковских операций и назначения пособий. Собрала самое важное 👇
1️⃣ Ставка и лимиты по семейной ипотеке будут зависеть от количества детей
Цифры, ставки и условия здесь
2️⃣ Свой счёт можно будет пополнить через банкомат другого банка
Наличные можно будет внести в банкомат одного б…
Красивая осень в нашем ЖК
Остался месяц, и ремонт finished
сейчас привозят и собирают мебель, далее замеры на камень, установка дверей, люстры, клининг.
это очень приятные хлопоты и томительное ожидание общей картинки🤍
❤20🔥16
Showing the 12 most recent of 60 posts we hold for @ummumusaevafin. View and reaction counts are the latest single reading for each post, not a live figure, and a recent post is still accumulating both. A view count marked ≈ was rounded by Telegram before we ever saw it — t.me prints views in full below 1,000 and to three significant figures above, so ≈1,200,000 means somewhere between 1,150,000 and 1,249,999. Unmarked counts are exact. Text is reproduced from the public post preview and truncated for length.
Posts edited after publishing
@ummumusaevafin edited 2 posts after it first published — the same permalink now carries different wording than the one this register originally read, caught because our own crawl held a copy of the earlier text.
An edit is not deception. Typo fixes, price updates and corrections look exactly like this too — this register can tell you the wording changed and when, not why. How this is measured.
First edit seen
25 August 2026
Most recent edit
26 August 2026
Polls
The poll we hold for this entry, as Telegram rendered it when we read the post. A poll’s figures keep moving after that, so each one is dated.
У меня в месяц уходит по 15-20 тыс на штрафы, а у вас?
Также3%
Меньше96%
Больше1%
Shares as published. No per-option vote count is published by Telegram, so none is shown.
Percentages only — there are no per-option vote counts here, because Telegram publishes none. The public post preview gives each option’s share and a single voter total, and nothing else. Multiplying one by the other would produce a per-option tally that looks measured and is not: the shares are rounded to whole numbers before we ever see them. We print what was published and leave the column that does not exist empty.
The shares need not add up to 100. Rounding alone puts many polls at 99 or 101. A poll that allows more than one answer per voter runs well past 100 by design, and several here do. The bars are drawn against a fixed 100% track at each option’s own percentage rather than normalised to the total, so a poll that exceeds it shows that it does instead of being quietly rescaled.
Read from the 60 most recent posts we hold, published 31 July 2026 to 5 November 2026. Telegram labels each poll by kind — an anonymous poll, a quiz, a closed set of final results — and that label is reproduced rather than paraphrased.
Forward network
Republished by
Channels on the register that have forwarded this channel's posts into their own feed.
Built only from forwarded posts we have actually read, on both sides. Coverage is early and deliberately incomplete: a missing link means we have not read the post that would prove it, never that the relationship does not exist. Counts are distinct forwarded posts observed, so they only ever go up as we read more.
Mentions
Named by 1 registered channel — every channel on the register whose own posts have named this one, by its current username or any other username it currently holds, merged from two separately captured readings of the same fact so a namer caught by only one of them is not missed and a namer both caught is not counted twice. A username this channel has since dropped is not matched — that handle may belong to someone else now, and crediting today’s namer to yesterday’s owner would misattribute it.
Named by
Channels on the register whose posts name this channel's handle.
A mention is a weaker signal than a forward and is counted separately for that reason — naming a channel is not republishing it, and a handle in a post body is easy to place deliberately. The post counts beside each row below are distinct posts in which the handle appeared, from posts we have read on both sides — the “Named by N registered channels” figure above is a different count, of distinct NAMING CHANNELS rather than posts, and is not the sum of the rows under it.
Appears in Telegram’s recommendations for other channels
The reverse of the list above, and a different kind of signal. This does not require this channel to have ever been asked about directly — each row below is a channel we DID ask Telegram about, whose Telegram-generated list happened to include this one. A channel can appear here with an empty list above it, because being named by someone else’s query is independent of having been queried itself.
Fatima Abdulkarim @fatima_abdulkarim · 26,532 Telegram ranks this channel #25 of 46 here — alongside 45 others — read 12 September 2026
Меседу про детство @meseduprodetstvo · 80,181 Telegram ranks this channel #25 of 79 here — alongside 78 others — read 18 August 2026
ДИВИДЕНДЫ INVESTMINT @investmint · 54,842 Telegram ranks this channel #68 of 95 here — alongside 94 others — read 23 August 2026
This channel appears in 3 seed channels' Telegram-generated recommendation lists in total. Each is Telegram’s list for THAT channel, not this one — see how this is measured.
Cite this entry
A live page changes as we take new readings, so a citation should name the measurement it is based on, not just the URL. The line below cites the subscriber count as measured 7 November 2026 — this
entry's latest reading, not the date you are reading this.
“Умму Мусаева 💸” (@ummumusaevafin), 13,396 subscribers as measured 7 November 2026. Telegram Register, tgregister.com/channel/ummumusaevafin.
Full measurement history, CC BY 4.0. Every reading this register holds for this entry, not just the latest one, as a dated, downloadable record: CSV · JSON. Free to use with attribution to tgregister.com. Each file carries its own generation timestamp, which is the figure to cite for exactly when the data was retrieved.