📊 Рынок страхования продолжает расти, но за счёт жизни По свежим данным ВСС, за I полугодие рынок вырос на 14,4% — до 2 трлн ₽. Но структура роста очень показательная: страхование жизни +19%, прочие виды +9%, НСЖ +67%. Доля НСЖ уже достигла 43% всех страховых премий, а доля краткосрочных программ внутри НСЖ выросла с 42% до 48% за год. 🔄 Что по страхованию? ✅ Подпишись

Channel
Что по страхованию?
@insurancenew
On this record: Topic · Growth · Engagement · Reactions · Advertising · Posts · Citations · Telegram's recommendations · Cite this entry
9,661subscribers
-9 since we began measuring on 6 August 2026
Risers and fallers across the register · movement among entries of 3,162–10,000.
Register entry
| Telegram ID | -1001121980109 |
|---|---|
| Type | Channel |
| Username | @insurancenew |
| Created | 31 March 2018 — measured — cross-checked against a third-party dataset (ext.tg_channel) |
| First recorded | 6 August 2026 |
| Last confirmed live | 17 September 2026 |
| Measurements held | 13 |
| Confirmed unchanged | 1 time, most recently 17 September 2026 |
| On Telegram | t.me/insurancenew |
Topic
Other / unclassifiable — a classification, not a measurement. An on-box language model (Qwen3.6-35B-A3B-FP8, prompt version 1) read this channel’s own recent posts on 11 September 2026 and assigned it the closest of 31 fixed categories, at 99% confidence. This is a model’s judgement about what the channel is likely to be about, not a fact this register measured the way a subscriber count or a view count is measured — it can be revised on a later pass, and it carries no weight anywhere else on this page. How this classification works, and why it has no browse page of its own yet.
Growth
| Measured (UTC) | Subscribers | Change |
|---|---|---|
| 17 Sept 2026, 02:55 | 9,661 | +3 |
| 13 Sept 2026, 09:41 | 9,658 | -6 |
| 9 Sept 2026, 02:55 | 9,664 | -2 |
| 3 Sept 2026, 09:53 | 9,666 | -4 |
| 31 Aug 2026, 07:35 | 9,670 | -3 |
| 28 Aug 2026, 00:27 | 9,673 | -1 |
| 24 Aug 2026, 21:27 | 9,674 | +2 |
| 21 Aug 2026, 12:07 | 9,672 | +6 |
| 15 Aug 2026, 16:38 | 9,666 | +3 |
| 11 Aug 2026, 21:22 | 9,663 | -1 |
| 8 Aug 2026, 23:02 | 9,664 | -6 |
| 6 Aug 2026, 02:50 | 9,670 | no change |
| 6 Aug 2026, 02:26 | 9,670 | first reading |
Engagement
86 posts held, back to 31 July 2026 — the reader has not yet reached the start of this channel’s public history, so older posts may sit further back, unread. Read across 39 pages of Telegram’s post history, 20 posts per page.
- ERR · 30 days
- 8.48%
- avg views ÷ 9,661 subscribers
- Avg views / post
- 819
- 21 posts measured
- Reaction rate
- 0.262%
- reactions ÷ views · ER floor
- Posts in window
- 21
- of 86 held
ERR is average views per post over the last 30 days divided by subscribers, the definition TGStat uses, so this figure is comparable with the one you will see elsewhere. It falls structurally as a channel grows: a high ERR on a small channel and a low one on a large channel describe reach mathematics, not quality. We publish the figure and the sample it came from and pass no verdict on it.
ER is defined industry-wide as (forwards + reactions + comments) ÷ views — note the denominator is views, not subscribers. Telegram’s public web preview carries views and reactions but not forward or comment counts, so the reaction rate above is the reactions term only and is therefore a floor: the true ER for this channel is higher by an amount we have not measured and will not estimate. It is computed over the 14 of 21 measured posts that carry a reaction reading, and over those same posts' views.
| Window | Rolling 30 days · latest post in window 28 August 2026 |
|---|---|
| Posts held | 86 (31 July 2026 – 28 August 2026) |
| Views total | 17,195 |
| Reactions total | 30 |
| Forwards / comments | not exposed by the public surface — not measured, not estimated |
| Readings taken | 29 Aug 2026, 05:33 UTC |
Views are a single reading per post, taken at the time above. A post published in the last day or two is still accumulating views, which pulls the 30-day average down slightly. That is a property of the standard definition rather than a fault in it, so we keep the definition rather than “correcting” the number into something nobody can reproduce.
Precision. Telegram publishes view counts on its public widget in short form — 8.12K, 3.7M — so any reading at or above 1,000 reaches us rounded to three significant figures, and only counts below 1,000 are exact. Averages and rates derived from them are shown to the same precision rather than to the unit: a figure like 3,701,250 would assert digits nobody measured.
Reaction counts are published per emoji and rounded the same way, so a total below 1,000 is exact and a larger one is a sum that may carry a rounded component from each emoji above 1,000. Because it is a sum, it does not look rounded — read a large reaction total as three significant figures per contributing emoji rather than as the figure it prints.
Reaction mix
119 reactions across 51 posts, in 9 distinct kinds. The most used accounts for 27.7% of them.
| Reaction | Count | Share | Share, drawn |
|---|---|---|---|
| ❤ | 33 | 27.7% | |
| 👍 | 25 | 21.0% | |
| 😁 | 24 | 20.2% | |
| 🔥 | 12 | 10.1% | |
| 🗿 | 12 | 10.1% | |
| 🤷♂ | 6 | 5.04% | |
| 👎 | 5 | 4.20% | |
| 🏆 | 1 | 0.84% | |
| 💔 | 1 | 0.84% |
No sentiment is inferred, and none should be read in. This table is ordered by count and by nothing else. Emoji do not carry stable meaning across languages or communities — 🙏 is thanks in one channel and mourning in another — so we publish which ones were pressed and how often, and pass no judgement on what an audience meant by them.
Precision. Telegram publishes reaction counts per emoji and short-forms each one — 4.34K, 1.2M — so any single kind at or above 1,000 reaches us at three significant figures, and only counts below 1,000 are exact. The shares above are ratios of those figures and carry the same error. This is also why the total here can differ slightly from a reaction total printed elsewhere on the page: both are sums of the same rounded parts, taken over samples with different edges.
Coverage. Reactions were read on 56 of the 86 sampled posts in this sample. Summed by Telegram’s own count on each post — not by adding up the per-emoji breakdown above — those same posts carry 119 reactions in total: the kind of figure the paragraph above means by “a reaction total printed elsewhere on the page”.
Measured over the 86 most recent posts we hold, published 31 July 2026 to 28 August 2026, using the newest reading held for each. Telegram Stars are excluded: they are a payment, not a reaction, and they have their own section.
Advertising
- Ad load
- 2.33%
- 2 of 86 posts carry an ad marker
- Regulatory tokens
- 2
- posts carrying an erid · 2 distinct tokens
- Median views · ads
- 680
- over 2 measured posts
- Median views · rest
- 1,030
- over 84 measured posts
An ad marker, not a judgement about a post. A post is counted here because it carries one of two explicit markings: an erid token, which Russian law has required on paid placements since 2022 and which is issued against a specific advertising contract, or a #реклама / #ad hashtag in the body, which is the channel declaring it itself. The first is documentary; the second is a self-declaration and is weaker. No classifier reads the text and decides — nothing on this site guesses that a post is an advertisement.
This is a floor, and it can only ever be a floor. A channel that runs paid placements without marking them produces no marker for us to count, and an unmarked ad is indistinguishable from an ordinary post on the public surface. The ad load above therefore means “the share of posts that declared themselves”, never “the share of posts that were paid for”. A low figure is not evidence of a channel that runs few ads.
Both figures are medians, and no ratio between them is published. Each is a view reading that actually occurred on a post, picked by percentile_disc rather than averaged, so one viral post cannot move it and no interpolated value is invented between two readings. The sample on one side is under five posts, which is too thin to compare. The two figures are shown side by side with the count behind each, and deliberately not divided into a headline like “ads get x% fewer views” — an arithmetic that is easy to print and, at this sample size, means nothing.
| erid | Posts | First seen | Last seen |
|---|---|---|---|
| 3apb1QrvkeSnAQEuoqCtJPpToMsZXi3LiwGyyWvmNMEXM | 1 | 31 July 2026 | 31 July 2026 |
| CQH36pWzJqDgJp18QFsryFQmsTdNobptPzGJbmhJ867DXX | 1 | 27 August 2026 | 27 August 2026 |
A token repeated across several posts is one advertising contract placed more than once, which is what the identifier is for. The strings are reproduced exactly as they appeared in the post or in its click-through URL and are not validated against any registry — we record the marker a channel published, and whether it resolves to a real contract is a question for the register that issued it.
Measured over the 86 most recent posts we hold, published 31 July 2026 to 28 August 2026. Views are the latest single reading held for each post, and any reading at or above 1,000 is rounded by Telegram to three significant figures.
Recent posts
🏠 Страховщики выплатили дальневосточным ипотечникам 1,7 млрд ₽ «СберСтрахование жизни» сообщило, что с начала года страховые выплаты помогли жителям Дальнего Востока погасить 855 ипотечных кредитов. Общая сумма — 1,7 млрд ₽. То есть в среднем на один страховой случай пришлось около 2 млн ₽ ипотечного долга. Это уже не просто статистика продаж: речь о реальных выплатах, благодаря которым семьи сохранили жильё. 🔄 …
❤2
🌾 Агрострахование: выплаты растут вдвое быстрее премий В I полугодии 2026 года российский рынок агрострахования собрал 6,7 млрд ₽. 📈 Премии выросли на 10% год к году. Но выплаты увеличились сразу на 20% — до 6,5 млрд ₽. Количество заключённых договоров при этом выросло на 26%. 🔄 Что по страхованию? ✅ Подпишись
❤1🤷♂1
🔥 Банки забирают 91% премии по кредитному страхованию По данным «Эксперт РА» за 2025 год, банки получают в среднем 91% страховой премии по кредитному страхованию. Проблема в том, что с октября 2026 года начинают действовать стандарты, по которым страховщики должны направлять на выплаты клиентам минимум 30% премии. При нынешнем размере банковских комиссий выполнить это требование будет крайне сложно. То есть рынок…
😁2
🚗 Физлица принесли 166,7 млрд ₽ по годовому ОСАГО За январь–июль 2026 года физлица заключили 22,66 млн годовых договоров ОСАГО — практически столько же, сколько годом ранее. Но сборы выросли почти на 8% — до 166,66 млрд ₽. Средняя цена годового полиса выросла: 6 829 ₽ → 7 355 ₽ То есть количество договоров практически не изменилось, а средний чек увеличился примерно на 526 ₽. Доля физлиц в премиях рынка годового…
❤2
⚖️ РСА назвал регионы с самыми большими судебными издержками по ОСАГО За период 1 июля 2025 — 30 июня 2026 года в среднем по России на 1 ₽ страховой выплаты по ОСАГО, присуждённой через суд, приходится 2,06 ₽ штрафов, пеней и неустоек. Топ регионов: 1. Новосибирская область — 3,49 ₽ 2. Приморский край — 3,48 ₽ 3. Марий Эл — 3,05 ₽ То есть в Новосибирской области на каждый рубль основной выплаты через суд страховщ…
🤷♂1
🚕 ЦБ признал тарифы ОСГОП для такси завышенными Банк России проанализировал тарифы ОСГОП за 2013–2025 годы и пришёл к выводу, что именно для легковых такси действующая нижняя граница тарифного коридора завышена. 📌 Расчётный тариф ЦБ для одного легкового такси — 596,51 ₽ в год. 📌 При этом действующая нижняя граница тарифного коридора более чем в два раза выше. 📌 Средняя страховая премия на одно такси фактически не…
10 сентября в Москве пройдет VI ежегодный форум «Будущее страхового рынка». ➡️ Организаторы - рейтинговое агентство «Эксперт РА» и компания «Эксперт Бизнес-Решения» при поддержке ВСС. На форуме ожидается более 250 участников: представители регулятора, страховых компаний, банков и финтеха. Топ-спикеры обсудят: каких изменений ждут от регулятора, перспективы роста страхования жизни в условиях снижения ставки, вызовы и…
❤2🔥2👍1😁1
💰 Страховщики продолжают получать крупные убытки от пожаров в АПК «РСХБ-Страхование» выплатило 6,2 млн ₽ агропредприятию Челябинской области за сгоревший трактор Кировец и дисковую борону. Техника была застрахована сразу от нескольких рисков: пожара, взрыва, стихийных бедствий, противоправных действий, угона и других событий. 🔄 Что по страхованию? ✅ Подпишись
👍2
🔥 Страхование жилья от ЧС дошло до Совбеза 26 августа в Совбезе согласовали подходы к созданию системы страхования жилья от чрезвычайных ситуаций. В обсуждении участвовали Минфин, МЧС, Минстрой и Всероссийский союз страховщиков. Главное: • хотят создать механизм возмещения ущерба жилью граждан и организаций от различных ЧС; • рассматриваются как добровольное, так и обязательное страхование; • за семь лет действи…
🚘 В Москве более половины водителей получили максимальную скидку по ОСАГО РСА опубликовал свежую статистику по КБМ за период 1 июля 2025 — 30 июня 2026 года. Доля водителей с минимальным КБМ, то есть максимальной скидкой за безаварийную езду: • Москва — 52,9%; • Санкт-Петербург — 51,5%. По России доля таких водителей за год выросла на 5 процентных пунктов. То есть уже больше половины автомобилистов Москвы и Пете…
🚗 Запчасти для китайских авто дешевеют, а выплаты по ОСАГО растут Парадокс рынка: по данным РСА, за год средняя выплата по ОСАГО выросла у 5 из 7 популярных китайских марок, хотя справочные цены на запчасти по этим же маркам снизились. За период 12 августа 2025 — 11 августа 2026: • Jetour: выплата +15,3%, до 139 174 ₽; • Haval: +7,6%, до 99 568 ₽; • Chery: +4,9%, до 105 500 ₽; • Geely: +4,9%, до 114 993 ₽; • Exeed…
😁3❤1
Showing the 12 most recent of 86 posts we hold for @insurancenew. View and reaction counts are the latest single reading for each post, not a live figure, and a recent post is still accumulating both. A view count marked ≈ was rounded by Telegram before we ever saw it — t.me prints views in full below 1,000 and to three significant figures above, so ≈1,200,000 means somewhere between 1,150,000 and 1,249,999. Unmarked counts are exact. Text is reproduced from the public post preview and truncated for length.
Forward network
Republished by
Channels on the register that have forwarded this channel's posts into their own feed.
Built only from forwarded posts we have actually read, on both sides. Coverage is early and deliberately incomplete: a missing link means we have not read the post that would prove it, never that the relationship does not exist. Counts are distinct forwarded posts observed, so they only ever go up as we read more.
Mentions
Named by 2 registered channels — every channel on the register whose own posts have named this one, by its current username or any other username it currently holds, merged from two separately captured readings of the same fact so a namer caught by only one of them is not missed and a namer both caught is not counted twice. A username this channel has since dropped is not matched — that handle may belong to someone else now, and crediting today’s namer to yesterday’s owner would misattribute it.
Named by
Channels on the register whose posts name this channel's handle.
A mention is a weaker signal than a forward and is counted separately for that reason — naming a channel is not republishing it, and a handle in a post body is easy to place deliberately. The post counts beside each row below are distinct posts in which the handle appeared, from posts we have read on both sides — the “Named by N registered channels” figure above is a different count, of distinct NAMING CHANNELS rather than posts, and is not the sum of the rows under it.
Appears in Telegram’s recommendations for other channels
The reverse of the list above, and a different kind of signal. This does not require this channel to have ever been asked about directly — each row below is a channel we DID ask Telegram about, whose Telegram-generated list happened to include this one. A channel can appear here with an empty list above it, because being named by someone else’s query is independent of having been queried itself.
@ssluchay · 25,847
Telegram ranks this channel #2 of 91 here — alongside 90 others — read 13 September 2026
@vottak_me · 42,989
Telegram ranks this channel #4 of 70 here — alongside 69 others — read 2 September 2026
@vskinsur · 41,518
Telegram ranks this channel #10 of 42 here — alongside 41 others — read 29 August 2026
This channel appears in 3 seed channels' Telegram-generated recommendation lists in total. Each is Telegram’s list for THAT channel, not this one — see how this is measured.
Cite this entry
A live page changes as we take new readings, so a citation should name the measurement it is based on, not just the URL. The line below cites the subscriber count as measured 17 September 2026 — this entry's latest reading, not the date you are reading this.
“Что по страхованию?” (@insurancenew), 9,661 subscribers as measured 17 September 2026. Telegram Register, tgregister.com/channel/insurancenew.
Full measurement history, CC BY 4.0. Every reading this register holds for this entry, not just the latest one, as a dated, downloadable record: CSV · JSON. Free to use with attribution to tgregister.com. Each file carries its own generation timestamp, which is the figure to cite for exactly when the data was retrieved.