Как вас страхуют между делом Буквально на днях мы разбирали данные финуполномоченного о том, как банки забирают львиную долю премии при кредитном страховании. А тут партнер бюро A2Tech Анна Раевская на площадке Sostav объясняла, что такая модель практиковалась ещё до эпохи исторического материализма и сейчас только ежегодно улучшается. Теперь, к слову, это модно называть "embedded insurance". ❗️ Суть этой схемы: ст…

Channel
Страховой случай
@ssluchay
On this record: Growth · Engagement · What this channel posts · Advertising · Posts · Posts edited after publishing · Citations · Telegram's recommendations · Referenced elsewhere · Cite this entry
25,858subscribers
+70 since we began measuring on 5 August 2026
Risers and fallers across the register · movement among entries of 10,000–31,623.
Register entry
| Telegram ID | -1001247478059 |
|---|---|
| Type | Channel |
| Username | @ssluchay |
| Created | 9 March 2021 — measured — cross-checked against a third-party dataset (ext.tg_channel) |
| First recorded | 6 August 2026 |
| Last confirmed live | 30 August 2026 |
| Measurements held | 21 |
| Confirmed unchanged | 1 time, most recently 30 August 2026 |
| On Telegram | t.me/ssluchay |
Growth
| Measured (UTC) | Subscribers | Change |
|---|---|---|
| 30 Aug 2026, 05:13 | 25,858 | -3 |
| 29 Aug 2026, 05:08 | 25,861 | -4 |
| 28 Aug 2026, 06:27 | 25,865 | +4 |
| 27 Aug 2026, 03:06 | 25,861 | +6 |
| 26 Aug 2026, 01:55 | 25,855 | +17 |
| 25 Aug 2026, 05:28 | 25,838 | +24 |
| 24 Aug 2026, 03:23 | 25,814 | -2 |
| 22 Aug 2026, 13:05 | 25,816 | +3 |
| 21 Aug 2026, 00:04 | 25,813 | +2 |
| 18 Aug 2026, 18:24 | 25,811 | +5 |
| 17 Aug 2026, 18:27 | 25,806 | +4 |
| 16 Aug 2026, 18:18 | 25,802 | +2 |
| 15 Aug 2026, 02:25 | 25,800 | +3 |
| 13 Aug 2026, 15:48 | 25,797 | +2 |
| 11 Aug 2026, 11:33 | 25,795 | -1 |
| 10 Aug 2026, 12:21 | 25,796 | +3 |
| 9 Aug 2026, 11:11 | 25,793 | +1 |
| 8 Aug 2026, 07:40 | 25,792 | -1 |
| 6 Aug 2026, 10:40 | 25,793 | +5 |
| 6 Aug 2026, 02:02 | 25,788 | first reading |
Engagement
112 posts held, back to 2 August 2026 — the reader has not yet reached the start of this channel’s public history, so older posts may sit further back, unread. Read across 49 pagesof Telegram’s post history, 20 posts per page.
- ERR · 30 days
- 21.2%
- avg views ÷ 25,858 subscribers
- Avg views / post
- 5,470
- 112 posts measured
- Reaction rate
- —
- this channel exposes no reaction counts
- Posts in window
- 112
- of 112 held
ERR is average views per post over the last 30 days divided by subscribers, the definition TGStat uses, so this figure is comparable with the one you will see elsewhere. It falls structurally as a channel grows: a high ERR on a small channel and a low one on a large channel describe reach mathematics, not quality. We publish the figure and the sample it came from and pass no verdict on it.
ER is defined industry-wide as (forwards + reactions + comments) ÷ views— note the denominator is views, not subscribers. Telegram’s public web preview carries views and reactions but not forward or comment counts, so the reaction rate above is the reactions term only and is therefore a floor: the true ER for this channel is higher by an amount we have not measured and will not estimate.
| Window | Rolling 30 days · latest post in window 29 August 2026 |
|---|---|
| Posts held | 112 (2 August 2026 – 29 August 2026) |
| Views total | 612,930 |
| Reactions total | — |
| Forwards / comments | not exposed by the public surface — not measured, not estimated |
| Readings taken | 29 Aug 2026, 20:30 UTC |
Views are a single reading per post, taken at the time above. A post published in the last day or two is still accumulating views, which pulls the 30-day average down slightly. That is a property of the standard definition rather than a fault in it, so we keep the definition rather than “correcting” the number into something nobody can reproduce.
Precision. Telegram publishes view counts on its public widget in short form — 8.12K, 3.7M — so any reading at or above 1,000 reaches us rounded to three significant figures, and only counts below 1,000 are exact. Averages and rates derived from them are shown to the same precision rather than to the unit: a figure like 3,701,250 would assert digits nobody measured.
Reaction counts are published per emoji and rounded the same way, so a total below 1,000 is exact and a larger one is a sum that may carry a rounded component from each emoji above 1,000. Because it is a sum, it does not look rounded — read a large reaction total as three significant figures per contributing emoji rather than as the figure it prints.
What this channel posts
- Video runtime
- 1m 17s
- Average length
- 1m 17s
Measured directly from 1 video with a duration reading, out of the posts we hold for this channel — not this channel’s whole posting history, only the sample this register has actually read. An exact reading to the second, taken from the post itself rather than from Telegram’s own rounded chrome, so it carries no ≈ mark.
Advertising
- Ad load
- 4.46%
- 5 of 112 posts carry an ad marker
- Regulatory tokens
- 5
- posts carrying an erid · 5 distinct tokens
- Median views · ads
- 4,880
- over 5 measured posts
- Median views · rest
- 5,130
- over 107 measured posts
An ad marker, not a judgement about a post. A post is counted here because it carries one of two explicit markings: an erid token, which Russian law has required on paid placements since 2022 and which is issued against a specific advertising contract, or a #реклама / #ad hashtag in the body, which is the channel declaring it itself. The first is documentary; the second is a self-declaration and is weaker. No classifier reads the text and decides — nothing on this site guesses that a post is an advertisement.
This is a floor, and it can only ever be a floor.A channel that runs paid placements without marking them produces no marker for us to count, and an unmarked ad is indistinguishable from an ordinary post on the public surface. The ad load above therefore means “the share of posts that declared themselves”, never “the share of posts that were paid for”. A low figure is not evidence of a channel that runs few ads.
Both figures are medians, and no ratio between them is published. Each is a view reading that actually occurred on a post, picked by percentile_disc rather than averaged, so one viral post cannot move it and no interpolated value is invented between two readings. They are printed side by side with the count behind each rather than as a ratio: an ad and an ordinary post are not otherwise matched — for topic, for length, for hour of day — so the gap between them is a description of two groups and not the effect of one being an ad.
| erid | Posts | First seen | Last seen |
|---|---|---|---|
| 2SDnjc1BQBV | 1 | 14 August 2026 | 14 August 2026 |
| 2SDnjdfpjko | 1 | 27 August 2026 | 27 August 2026 |
| 2SDnje43r3M | 1 | 4 August 2026 | 4 August 2026 |
| 2VtzqubSSkT | 1 | 25 August 2026 | 25 August 2026 |
| 2W5zFGuU2v5 | 1 | 28 August 2026 | 28 August 2026 |
A token repeated across several posts is one advertising contract placed more than once, which is what the identifier is for. The strings are reproduced exactly as they appeared in the post or in its click-through URL and are not validated against any registry — we record the marker a channel published, and whether it resolves to a real contract is a question for the register that issued it.
Measured over the 112 most recent posts we hold, published 2 August 2026 to 29 August 2026. Views are the latest single reading held for each post, and any reading at or above 1,000 is rounded by Telegram to three significant figures.
Recent posts
Кибербезопасность на словах, паника — по факту "СберСтрахование" выяснило, что с кибератаками так или иначе сталкивались больше половины россиян: 34% пережили взлом аккаунтов, 19% — утечку личных данных. ❗️ 54% опрошенных признались, что после взлома или сбоя доверие к компании подрывается практически сразу. Интереснее другое: 67% респондентов говорят, что уровень защиты ИТ-систем влияет на решение пользоваться се…
В ответе за тех, кого приручили Заметили, что "РЕСО-Гарантия" выступила партнёром зоофестиваля "Четыре Лапы" — станция с подарками, вкусняшки для хвостатых гостей, розыгрыши призов, почти тысяча новых подписчиков и первые обращения по "РЕСО-Вет". Похвалим: страховщики редко идут бороться за ветстрахование лицом к лицу с целевой аудиторией, а тут не только продукт представили, но и реально поработали на земле. ◾️ За…
Страховой рынок сократил количество вакансий Пока весь год разбирались, кто кого перестраховывает и кому на Руси страховать хорошо, отрасль тихо перестала расти кадрами. По данным портала HeadHunter, за первое полугодие 2026-го число вакансий в страховании упало на 25% — впервые за пять лет. Больше всего сокращают набор агентов, оценщиков и андеррайтеров — то есть именно тех, кого раньше набирали пачками. 🔽 В "Сога…
Пусть ИИ работает в Excel и Google Таблицах за вас — отдайте ему до 70% рутинных задач В 2026 уже не нужно заучивать макросы наизусть и писать формулы вручную. Загружаете «грязные» данные — и нейросеть структурирует их за секунды. По сути, вы получаете личный турбодвигатель внутри таблицы и +20–30% к зарплате. Под запрос рынка Академия Эдюсон совместно с экспертами, которые проектировали обучение для «Сбера», РЖД, …
Полисы ОСАГО для китайских авто прибавили в цене Есть такой миф: чем больше машин конкретной марки на дорогах, тем лучше страховщики понимают риски и тем адекватнее должна быть цена полиса. С китайскими авто по идее должно быть именно так — они уже не новость, статистика накопилась, ремонт освоен, запчасти научились возить. Но реальность, как обычно, работает по другим законам. 🔼 По данным "Сравни", за год ОСАГО дл…
ОСАГО поставили на счётчик Свежая статистика НСИС за первое полугодие вскрывает любопытную оптическую иллюзию на рынке ОСАГО. Общие цифры показывают падение средней премии. Радоваться автомобилистам рано, поскольку это статистический мираж. 🚗 Сегмент физических лиц упёрся в потолок. Количество проданных годовых полисов замерло на отметке 22,6 млн штук. Зато сборы с граждан выросли на 12 млрд рублей. Годовая страхов…
Рынок принял новые правила страхования на Ozon Повышение тарифов на страхование товаров от атак БПЛА для продавцов Ozon не вызвало волны отказов от услуги. Реакция предпринимателей продемонстрировала полное принятие новых условий и подчеркнула безальтернативность предложенного продукта. 🔽 Логику этого решения подтверждает и представитель страхового сообщества, заместитель главы департамента РСС Михаил Порватов: Эт…
Российские банки систематически завышают комиссии по страховкам для заёмщиков Сколько ни борись с гидрой, на месте отрубленной головы вырастают две. История с завышенными комиссиями при продаже страхования жизни и здоровья к потребительским кредитам — лучшее тому подтверждение. 🪙 Служба финансового уполномоченного приводит цифры, которые вскрывают всю подноготную схемы: клиент платит 300 тыс. рублей, а реальная пре…
10 сентября в Москве пройдет VI ежегодный форум «Будущее страхового рынка». ➡️ Организаторы - рейтинговое агентство «Эксперт РА» и компания «Эксперт Бизнес-Решения» при поддержке ВСС. На форуме ожидается более 250 участников: представители регулятора, страховых компаний, банков и финтеха. Топ-спикеры обсудят: каких изменений ждут от регулятора, перспективы роста страхования жизни в условиях снижения ставки, вызовы и…
Передел в перестраховании Отчёт Банка России за первое полугодие 2026 года показывает, что на рынке входящего перестрахования начинается активное движение вперёд к светлому конкурентному будущему. РНПК, наш почти безальтернативный монополист, немного сдала позиции. Это первый заметный сигнал с момента её создания. ▶️ Доля компании на рынке без учёта ОСАГО снизилась на 4,3 п.п. до 68,3%. На фоне общего роста рынка в…
Топ-10 страховщиков по сборам премий По итогам первого полугодия 2026 года девять из десяти крупнейших страховщиков показали рост сборов премий. Единственное исключение — "СберСтрахование жизни", сокративший премии на 26,5%. Несмотря на это, компания сохранила первое место по абсолютному объёму сборов с результатом 342,7 млрд рублей и долей рынка 17%. ❗️ Наибольший рост продемонстрировал "Росгосстрах Жизнь" — сборы…
Showing the 12 most recent of 112 posts we hold for @ssluchay. View and reaction counts are the latest single reading for each post, not a live figure, and a recent post is still accumulating both. A view count marked ≈ was rounded by Telegram before we ever saw it — t.me prints views in full below 1,000 and to three significant figures above, so ≈1,200,000 means somewhere between 1,150,000 and 1,249,999. Unmarked counts are exact. Text is reproduced from the public post preview and truncated for length.
Posts edited after publishing
@ssluchay edited 1 post after it first published — the same permalink now carries different wording than the one this register originally read, caught because our own crawl held a copy of the earlier text.
An edit is not deception. Typo fixes, price updates and corrections look exactly like this too — this register can tell you the wording changed and when, not why. How this is measured.
- First edit seen
- 8 August 2026
- Most recent edit
- 8 August 2026
Citation-graph rank
Citation-graph rank — 3,116 of 1,626,884entries in the measured graph. A weighted position computed from the forward and mention edges below — republished posts weigh more than named mentions — and recomputed periodically, over the whole graph. Published only as this ordinal position, never as a score: a position is a fact, and a score printed beside one channel’s name would read as a verdict this register does not make. The two counts beneath stay separate for the same reason mentions are never summed with forwards anywhere else on this page — a named-by count costs nothing to manufacture. The top 100 by this measure, or how it is computed.
Forward network
Republished by
Channels on the register that have forwarded this channel's posts into their own feed.
@resoaleks · 997 postsСвободная касса (ритейл & e-com)
@svobodakassa · 31,4293 postsООО "Компания КВТ"
@KVTCompanynck · 122 postsОСАГО купить?... ЛЕГКО!!!
@osagolegco · 1012 postsСвои люди в страховании
@svoiraidom · 552 postsAgentInsure54 Наталья Лихачева
@AgentInsure · 81 postРусРиск
@ARM_RusRisk · 3681 postАСТ: страховые эксперты
@astinsure · 3961 postБез рецепта
@bezrec · 31,7461 postДомострой
@domostroy_channel · 42,7251 postINS-Best
@ins_best · 2,2561 postАртур Коломиец
@kolomiets_insurtech · 2,8401 postMainsgroup
@Mainsgroup_insurance · 1921 postНефтебаза
@nefte_baza · 36,1211 postБезобидный груз
@secured_cargo · 241 post
Republishes
Channels on the register whose posts this channel has forwarded.
Built only from forwarded posts we have actually read, on both sides. Coverage is early and deliberately incomplete: a missing link means we have not read the post that would prove it, never that the relationship does not exist. Counts are distinct forwarded posts observed, so they only ever go up as we read more.
Mentions
Named by 16 registered channels — every channel on the register whose own posts have named this one, by its current username or any other username it currently holds, merged from two separately captured readings of the same fact so a namer caught by only one of them is not missed and a namer both caught is not counted twice. A username this channel has since dropped is not matched — that handle may belong to someone else now, and crediting today’s namer to yesterday’s owner would misattribute it.
Named by
Channels on the register whose posts name this channel's handle.
@insurance_newss · 297 postsСтраховые Будни
@resoaleks · 996 postsБез рецепта
@bezrec · 31,7462 postsINS-Best
@ins_best · 2,2562 postsAKS Legal | Live
@aks_legal · 7241 postАндрей: Про маркетплейс Wildberries, OZON и не только
@andrey_pro_business · 26,6681 postПостучим по дереву
@cniif · 1181 postЭкономика и политика 📊
@dmeconomics · 11 postИЖС
@izhs_channel · 32,9361 postMarketplace_biz
@marketplace_biz · 11,3141 postОСАГО купить?... ЛЕГКО!!!
@osagolegco · 1011 postZERGULIO
@SergeyKolyasnikov · 444,2981 postСок TI
@soc_cti · 1521 postСвободная касса (ритейл & e-com)
@svobodakassa · 31,4291 postСвои люди в страховании
@svoiraidom · 551 postСЕЛЕКЦИЯ 7.0: От собирательства до цифровых технологий
@zolotokolosa · 3091 post
Names
Channels on the register whose handles appear in this channel's posts.
A mention is a weaker signal than a forward and is counted separately for that reason — naming a channel is not republishing it, and a handle in a post body is easy to place deliberately. The post counts beside each row below are distinct posts in which the handle appeared, from posts we have read on both sides — the “Named by N registered channels” figure above is a different count, of distinct NAMING CHANNELS rather than posts, and is not the sum of the rows under it.
Appears in Telegram’s recommendations for other channels
The reverse of the list above, and a different kind of signal. This does not require this channel to have ever been asked about directly — each row below is a channel we DID ask Telegram about, whose Telegram-generated list happened to include this one. A channel can appear here with an empty list above it, because being named by someone else’s query is independent of having been queried itself.
@vskinsur · 41,784
Telegram ranks this channel #3 of 42 here — alongside 41 others — read 29 August 2026
@ingosofficial · 81,677
Telegram ranks this channel #3 of 69 here — alongside 68 others — read 20 August 2026
@tethis · 41,979
Telegram ranks this channel #63 of 95 here — alongside 94 others — read 29 August 2026
@nomenclatura · 57,332
Telegram ranks this channel #78 of 98 here — alongside 97 others — read 23 August 2026
@h1ghl1ghts · 68,124
Telegram ranks this channel #83 of 96 here — alongside 95 others — read 22 August 2026
@uzh_kraj · 50,503
Telegram ranks this channel #86 of 93 here — alongside 92 others — read 25 August 2026
This channel appears in 6 seed channels' Telegram-generated recommendation lists in total. Each is Telegram’s list for THAT channel, not this one — see how this is measured.
Referenced elsewhere
This handle named by sources this register does not control and did not measure — each shown exactly as found, attributed by name, dated to when it was read.
Wikipedia
One Wikipedia article names this handle in its article text, found by searching for a t.me link inside the article source. A citation is a notability signal, not a verification: nobody here confirmed the cited post is genuine or still says what the article quotes. Article text is CC BY-SA 4.0, Wikipedia contributors; snippets below are short excerpts.
“…немногих голосов адекватности»{{cite web|url=https://t.me/ssluchay/2634/|title=СОГАЗ покинул бессменный пресс-секретарь Алексей…”
read 23 August 2026
Cite this entry
A live page changes as we take new readings, so a citation should name the measurement it is based on, not just the URL. The line below cites the subscriber count as measured 30 August 2026 — this entry's latest reading, not the date you are reading this.
“Страховой случай” (@ssluchay), 25,858 subscribers as measured 30 August 2026. Telegram Register, tgregister.com/channel/ssluchay.
Full measurement history, CC BY 4.0. Every reading this register holds for this entry, not just the latest one, as a dated, downloadable record: CSV · JSON. Free to use with attribution to tgregister.com. Each file carries its own generation timestamp, which is the figure to cite for exactly when the data was retrieved.