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Channel

Ипотечная кухня 👩‍🍳🔥Кредиты для жизни и бизнеса⏺️Ольга Конзелевская

@ipotekapro

On this record: Topic · Growth · Engagement · What this channel posts · Reactions · Posts · Posts edited after publishing · Posts recorded as deleted · Polls · Citations · Telegram's recommendations · Cite this entry

8,783subscribers

-113 since we began measuring on 6 August 2026

Risers and fallers across the register · movement among entries of 3,162–10,000.

Register entry

Telegram ID-1001294893159
TypeChannel
Username@ipotekapro
DescriptionКредиты без воды, сложных терминов Делюсь лайфхаками и обзорами рынка 🔸 Гид по кредитам — https://t.me/kreditvoblago 🔸 Безопасные сделки с недвижимостью — @NeoEstate_agency 🔸Пообщаться - https://t.me/olgaipotekapro 📩 Консультация: @NeoEstate_bot
CreatedBetween 1 March 2018 and 31 July 2021 — estimated from Telegram’s id allocation, not measured. How this range is calculated.
First recorded6 August 2026
Last confirmed live5 November 2026
Measurements held24
Confirmed unchanged1 time, most recently 5 November 2026
On Telegramt.me/ipotekapro

Topic

Real estate — a classification, not a measurement. An on-box language model (Qwen3.6-35B-A3B-FP8, prompt version 1) read this channel’s own recent posts on 11 September 2026 and assigned it the closest of 31 fixed categories, at 42% confidence. This is a model’s judgement about what the channel is likely to be about, not a fact this register measured the way a subscriber count or a view count is measured — it can be revised on a later pass, and it carries no weight anywhere else on this page. How this classification works, and the other topics.

Growth

8,7818,8968,838.56 August 2026 — 8,896 subscribers6 August 2026 — 8,896 subscribers7 August 2026 — 8,893 subscribers11 August 2026 — 8,885 subscribers14 August 2026 — 8,869 subscribers24 August 2026 — 8,860 subscribers27 August 2026 — 8,855 subscribers30 August 2026 — 8,852 subscribers2 September 2026 — 8,850 subscribers7 September 2026 — 8,846 subscribers11 September 2026 — 8,835 subscribers15 September 2026 — 8,827 subscribers19 September 2026 — 8,821 subscribers29 September 2026 — 8,813 subscribers6 October 2026 — 8,803 subscribers12 October 2026 — 8,791 subscribers15 October 2026 — 8,796 subscribers18 October 2026 — 8,798 subscribers22 October 2026 — 8,796 subscribers25 October 2026 — 8,789 subscribers28 October 2026 — 8,785 subscribers31 October 2026 — 8,781 subscribers3 November 2026 — 8,784 subscribers5 November 2026 — 8,783 subscribers8,7836 August 20265 November 2026
24 measurements spanning 91 days, net -113. Dots are measurements; the straight line between them is drawn to join them, not to claim we know the path taken in between — snapshots are recorded only when a count changes, so gaps mean “no change observed”, never “interpolated”. The vertical axis spans 8,764–8,913 and does not start at zero.
Measurement log — every subscribers count we have recorded, most recent 20 of 24
Measured (UTC)SubscribersChange
5 Nov 2026, 19:088,783-1
3 Nov 2026, 00:298,784+3
31 Oct 2026, 10:078,781-4
28 Oct 2026, 04:188,785-4
25 Oct 2026, 14:068,789-7
22 Oct 2026, 06:188,796-2
18 Oct 2026, 22:178,798+2
15 Oct 2026, 23:278,796+5
12 Oct 2026, 22:568,791-12
6 Oct 2026, 17:378,803-10
29 Sept 2026, 21:378,813-8
19 Sept 2026, 09:398,821-6
15 Sept 2026, 04:418,827-8
11 Sept 2026, 22:218,835-11
7 Sept 2026, 10:198,846-4
2 Sept 2026, 09:088,850-2
30 Aug 2026, 10:458,852-3
27 Aug 2026, 17:488,855-5
24 Aug 2026, 17:478,860-9
14 Aug 2026, 19:448,869first reading

Engagement

45 posts held, back to 27 July 2026 — the reader has not yet reached the start of this channel’s public history, so older posts may sit further back, unread. Read across 37 pages of Telegram’s post history, 20 posts per page.

ERR · 30 days
3.83%
avg views ÷ 8,783 subscribers
Avg views / post
337
15 posts measured
Reaction rate
3.76%
reactions ÷ views · ER floor
Posts in window
15
of 45 held

ERR is average views per post over the last 30 days divided by subscribers, the definition TGStat uses, so this figure is comparable with the one you will see elsewhere. It falls structurally as a channel grows: a high ERR on a small channel and a low one on a large channel describe reach mathematics, not quality. We publish the figure and the sample it came from and pass no verdict on it.

ER is defined industry-wide as (forwards + reactions + comments) ÷ views — note the denominator is views, not subscribers. Telegram’s public web preview carries views and reactions but not forward or comment counts, so the reaction rate above is the reactions term only and is therefore a floor: the true ER for this channel is higher by an amount we have not measured and will not estimate.

What these figures were computed from
WindowRolling 30 days · latest post in window 4 November 2026
Posts held45 (27 July 2026 – 4 November 2026)
Views total5,048
Reactions total190
Forwards / commentsnot exposed by the public surface — not measured, not estimated
Readings taken5 Nov 2026, 22:28 UTC

Views are a single reading per post, taken at the time above. A post published in the last day or two is still accumulating views, which pulls the 30-day average down slightly. That is a property of the standard definition rather than a fault in it, so we keep the definition rather than “correcting” the number into something nobody can reproduce.

Precision. Telegram publishes view counts on its public widget in short form — 8.12K, 3.7M — so any reading at or above 1,000 reaches us rounded to three significant figures, and only counts below 1,000 are exact. Averages and rates derived from them are shown to the same precision rather than to the unit: a figure like 3,701,250 would assert digits nobody measured.

Reaction counts are published per emoji and rounded the same way, so a total below 1,000 is exact and a larger one is a sum that may carry a rounded component from each emoji above 1,000. Because it is a sum, it does not look rounded — read a large reaction total as three significant figures per contributing emoji rather than as the figure it prints.

What this channel posts

Photos
≈1,240
Videos
≈144
Links
≈574

Lifetime counters from Telegram’s own channel header, read 5 November 2026 — not the date at the top of this page, which is when the subscriber count was last read. A count marked ≈ was rounded by Telegram before we ever saw it — t.me prints these counters in full below 1,000 and to three significant figures above, so ≈142,000 means somewhere between 141,500 and 142,499.

Video runtime
4m 02s
Average length
35s

Measured directly from 7 videos with a duration reading, out of the posts we hold for this channel — not this channel’s whole posting history, only the sample this register has actually read. An exact reading to the second, taken from the post itself rather than from Telegram’s own rounded chrome, so it carries no ≈ mark.

Reaction mix

399 reactions across 41 posts, in 9 distinct kinds. The most used accounts for 52.4% of them.

Every reaction kind recorded on the sample, most used first
ReactionCountShareShare, drawn
❤20952.4%
👍6015.0%
💯5413.5%
🔥4511.3%
❤‍🔥123.01%
🙈92.26%
🥰61.50%
👌20.501%
😱20.501%

No sentiment is inferred, and none should be read in. This table is ordered by count and by nothing else. Emoji do not carry stable meaning across languages or communities — 🙏 is thanks in one channel and mourning in another — so we publish which ones were pressed and how often, and pass no judgement on what an audience meant by them.

Precision. Telegram publishes reaction counts per emoji and short-forms each one — 4.34K, 1.2M — so any single kind at or above 1,000 reaches us at three significant figures, and only counts below 1,000 are exact. The shares above are ratios of those figures and carry the same error. This is also why the total here can differ slightly from a reaction total printed elsewhere on the page: both are sums of the same rounded parts, taken over samples with different edges.

Coverage. Reactions were read on 41 of the 45 sampled posts in this sample. Summed by Telegram’s own count on each post — not by adding up the per-emoji breakdown above — those same posts carry 399 reactions in total: the kind of figure the paragraph above means by “a reaction total printed elsewhere on the page”.

Measured over the 45 most recent posts we hold, published 27 July 2026 to 4 November 2026, using the newest reading held for each. Telegram Stars are excluded: they are a payment, not a reaction, and they have their own section.

Recent posts

Telegram’s own ‘edited’ marker: 0 of 15 posts held from the last 30 days (0%) carried it when this register last read them. The marker says a post was changed after publishing, not what it said before — this register holds the earlier wording only where an edit fell between two of its own reads (see the edit ledger and how it is measured).

4 Nov 2026, 11:52 UTC148 views6 reactionsread 5 November 2026
Photo

Пять вещей, которые нужно проверить ДО аванса ✔️История собственности ✔️ Права детей и супругов И даже права бывших супругов нужно проверять, а иногда на продажу нужно и их согласие ✔️ Сам продавец Обязательно проверьте кредитную историю продавца ✔️ Перепланировка и техническое состояние ✔️Обременения и задолженности Кстати, долг по капремонту в общем случае переходит новому собственнику, в отличие от обычных до…

❤3👍2🥰1

1 Nov 2026, 08:52 UTC342 views47 reactionsread 5 November 2026

У меня тут есть активная аудитория еще ? 🥸

💯26❤21

1 Nov 2026, 08:34 UTC342 views27 reactionsread 5 November 2026
Photo

🍳 ИПОТЕЧНАЯ КУХНЯ | А Вы вообще знаете, что такое ипотека? Раз уж у нас тут «Ипотечная кухня», решила я немного заняться вашим ипотечным просвещением 😁 Будем разбирать основы ипотечного кредитования простым языком, на обычных жизненных примерах. Чтобы Вы понимали, как всё устроено и за что вообще платите банку. И начнём с самого главного. 🏠 Ипотека и ипотечный кредит — это разные вещи! Мы привыкли говорить: «Взял ип…

❤20🔥3👌2🙈2

31 Oct 2026, 10:00 UTC280 views4 reactionsread 5 November 2026
Photo

Купили бы квартиру, не зная всей её истории? 🔎 К нам обратились клиенты, которые самостоятельно нашли квартиру, а сопровождение покупки решили доверить NeoEstate. И хорошо, что решили проверить объект до сделки. Квартиру приобрели только в июле, внесли всего один платёж по ипотеке и уже выставили на продажу. При этом она находилась в залоге у банка. А ещё продавцы планировали провести сделку по доверенности. Мы на…

❤4

31 Oct 2026, 09:01 UTC255 views12 reactionsread 5 November 2026
Photo

📌 Новости ипотеки за 24–30 октября 📌 ❇️ В сентябре выдача ипотеки достигла рекордных в 2026 году 617 млрд ₽ — на 62% больше, чем в августе. На кредиты с господдержкой пришлось 70% выдач. ❇️ ЦБ сохранил на I квартал 2027 года действующие макропруденциальные лимиты по ипотеке на квартиры в новостройках и готовом жилье, ИЖС и нецелевым кредитам под залог недвижимости. ❇️ IT-ипотеку планируют завершить с 1 января 2027…

❤7🔥3👍2

29 Oct 2026, 13:42 UTC302 views10 reactionsread 5 November 2026
Video

Мой ИИ-аватар предупреждает: IT-ипотека может повторить судьбу семейной. Вы могли копить на первоначальный взнос, выбирать квартиру, ждать подходящего момента, а потом узнать, что прежних условий уже нет. Поэтому если вы IT-шник и всё откладывали покупку квартиры на потом - я бы сейчас хотя бы посчитала, что вам доступно 🔸 Пишите «IT» в @NeoEstate_bot - посмотрим вашу ситуацию и варианты покупки по IT-ипотеке.

❤6🔥2🙈2

29 Oct 2026, 10:11 UTC331 views8 reactionsread 5 November 2026
Photo

Думаете, Вам не одобрят ипотеку? Возможно, Вы просто не знаете, как повысить свои шансы 🏡 Были просрочки? Зарплата частично неофициальная? Есть кредиты или высокая долговая нагрузка? Есть инструменты, которые могут изменить ситуацию ⤵️ 1️⃣ Кредитная амнистия Были просрочки пять лет назад? 👀 Банки по-разному оценивают кредитную историю и кто-то может отказать. А кто-то и вовсе даже не увидит, что было 4 года назад.…

❤5🔥2🥰1

27 Oct 2026, 16:20 UTC356 views11 reactionsread 5 November 2026
Photo

Сколько денег нужно на ипотеку, кроме первого взноса? 💸 Накопили на первоначальный взнос, получили одобрение банка и готовы покупать квартиру? Подождите. На оформление сделки тоже понадобятся деньги. И иногда это ещё несколько десятков тысяч рублей. За что придётся платить? ⤵️ 🔸 Бронь квартиры. Застройщик может попросить 15–50 тыс. ₽ и больше. Причём бронь не всегда входит в стоимость квартиры и не всегда возвращае…

👍7❤3🥰1

26 Oct 2026, 10:52 UTC357 views6 reactionsread 5 November 2026
Photo

ИТ-шники, а для вас 🎁 к Новому году - начали заранее готовить) никто не говорил, что он приятный ⤵️ IT-ипотеку могут закрыть досрочно И не в 2030 году, как планировалось, а уже в декабре 2026-го. Об этом сообщил РБК. Причина - ограниченность бюджетных средств. Пока окончательного решения нет. Но помните, как всё начиналось с семейной ипотекой? Результат вы знаете сами Что имеем сейчас? ставка до 6%, льготная су…

❤4😱1🙈1

24 Oct 2026, 09:00 UTC395 views15 reactionsread 5 November 2026
Photo

📌 Новости рынка недвижимости и ипотеки за 19-25 октября 📌 🔸 Квартиры в новостройках городов-миллионников за год подорожали на 10,5-10,8%. Средняя цена предложения достигла 231,2 тыс. ₽ за кв. м. 🔸 За 9 месяцев количество дел о банкротстве строительных компаний выросло на 38% - до 1,62 тыс. 🔸 ФНС усилила контроль за неофициальной сдачей жилья в аренду. В том числе анализируются регулярные поступления на счета собст…

❤7🔥5💯3

22 Oct 2026, 10:50 UTC388 views5 reactionsread 5 November 2026
Video

Зачем ждать, пока ставки упадут, если ипотека не нужна? Можно купить квартиру сейчас без ипотеки и платить от 25 тысяч ₽ в месяц в течение двух лет. А потом уже перейти в ипотеку - возможно, по более низкой ставке, чем сегодня. Причём квартира с таким платежом - в Петербурге в 15 минутах от метро. А в будущем здесь появится новая станция в пешей доступности. Плюс рядом Финский залив и несколько больших парков. Вм…

❤3👍1💯1

21 Oct 2026, 14:01 UTC367 views9 reactionsread 5 November 2026
Photo

Банк - как лучшая подружка. Пока всё не одобрит, на сделку не отпустит 😂 Сначала оценит вас - доходы, кредиты и платёжеспособность. Потом - вашего избранника. То есть объект, который вы выбрали А перед самым выходом ещё раз проверит, подходите ли вы друг другу. И может передумать! Вот вам и три этапа одобрения ипотеки 😁 Почему банк может не дать денег на квартиру, даже если она вписывается в ваш бюджет? 👉 Разбир…

❤5👍2🔥2

Showing the 12 most recent of 45 posts we hold for @ipotekapro. View and reaction counts are the latest single reading for each post, not a live figure, and a recent post is still accumulating both. A view count marked ≈ was rounded by Telegram before we ever saw it — t.me prints views in full below 1,000 and to three significant figures above, so ≈1,200,000 means somewhere between 1,150,000 and 1,249,999. Unmarked counts are exact. Text is reproduced from the public post preview and truncated for length.

Posts edited after publishing

@ipotekapro edited 1 post after it first published — the same permalink now carries different wording than the one this register originally read, caught because our own crawl held a copy of the earlier text.

An edit is not deception. Typo fixes, price updates and corrections look exactly like this too — this register can tell you the wording changed and when, not why. How this is measured.

First edit seen
28 August 2026
Most recent edit
28 August 2026

Posts recorded as deleted after publishing

We recorded 2 posts on @ipotekapro as deleted — posts this register held that were missing from the channel’s public page on two separate reads, taken from different network addresses at least an hour apart.

A deletion is not wrongdoing. This register can see that a post it held is no longer on the channel’s public page, and when — not why. Expired ad placements, reposts, rotating links and corrections all look the same. This is a count of recorded detections, not an exact total: it misses deletions we could not see, because only a post we held and later re-read inside the page can be seen to go, and it may include a small number of wrong records. How this is measured.

First seen missing
15 August 2026
Most recent seen missing
20 August 2026
Median time before seen missing
44 hours
Seen missing in the last 30 days
0

Polls

The 2 polls we hold for this entry, as Telegram rendered them when we read the post. A poll’s figures keep moving after that, so each one is dated.

12 Aug 2026, 13:09 UTCAnonymous Poll13 voters

Как Вы думаете, почему Людочка всё это терпит?

  1. Очень любит свекровь0%
  2. Не умеет говорить «нет»38%
  3. Муж запретил спорить15%
  4. Некуда уходить85%
  5. Зависит от свекрови и мужа38%
  6. Свой вариант - в комментариях0%

The shares total 176%, above 100: this poll accepts more than one answer per voter. No per-option vote count is published, so the number of voters who chose each option is not derivable and is not shown.

28 Jul 2026, 10:23 UTCAnonymous Poll22 voters

А вы что думаете?

  1. Уходить из дома после 18 лет9%
  2. Я хочу эмоцииий ( качелей 🤣) Живу с родными5%
  3. Любить друг друга на расстоянии 💯55%
  4. Нет права на Семейную ипотеку 🥲32%

Shares as published, totalling 101%. No per-option vote count is published by Telegram, so none is shown.

Percentages only — there are no per-option vote counts here, because Telegram publishes none. The public post preview gives each option’s share and a single voter total, and nothing else. Multiplying one by the other would produce a per-option tally that looks measured and is not: the shares are rounded to whole numbers before we ever see them. We print what was published and leave the column that does not exist empty.

The shares need not add up to 100. Rounding alone puts many polls at 99 or 101. A poll that allows more than one answer per voter runs well past 100 by design, and several here do. The bars are drawn against a fixed 100% track at each option’s own percentage rather than normalised to the total, so a poll that exceeds it shows that it does instead of being quietly rescaled.

Read from the 45 most recent posts we hold, published 27 July 2026 to 4 November 2026. Telegram labels each poll by kind — an anonymous poll, a quiz, a closed set of final results — and that label is reproduced rather than paraphrased.

Forward network

Built only from forwarded posts we have actually read, on both sides. Coverage is early and deliberately incomplete: a missing link means we have not read the post that would prove it, never that the relationship does not exist. Counts are distinct forwarded posts observed, so they only ever go up as we read more.

Mentions

Named by 3 registered channels — every channel on the register whose own posts have named this one, by its current username or any other username it currently holds, merged from two separately captured readings of the same fact so a namer caught by only one of them is not missed and a namer both caught is not counted twice. A username this channel has since dropped is not matched — that handle may belong to someone else now, and crediting today’s namer to yesterday’s owner would misattribute it.

A mention is a weaker signal than a forward and is counted separately for that reason — naming a channel is not republishing it, and a handle in a post body is easy to place deliberately. The post counts beside each row below are distinct posts in which the handle appeared, from posts we have read on both sides — the “Named by N registered channels” figure above is a different count, of distinct NAMING CHANNELS rather than posts, and is not the sum of the rows under it.

Appears in Telegram’s recommendations for other channels

The reverse of the list above, and a different kind of signal. This does not require this channel to have ever been asked about directly — each row below is a channel we DID ask Telegram about, whose Telegram-generated list happened to include this one. A channel can appear here with an empty list above it, because being named by someone else’s query is independent of having been queried itself.

Соболева о заработке на недвижимости
@soboleva_vik_money · 20,569
Telegram ranks this channel #5 of 88 here — alongside 87 others — read 26 September 2026
Громова больше чем про деньги
@anna_finance_advanced · 25,634
Telegram ranks this channel #8 of 89 here — alongside 88 others — read 13 September 2026
Ипотека и рефинансирование с Кабановыми
@ipoteka_kabanovi · 24,175
Telegram ranks this channel #15 of 80 here — alongside 79 others — read 15 September 2026
Закрытый клуб 🔑«Капитал на недвижимости»
@zarabotok_na_nedvishke · 25,716
Telegram ranks this channel #15 of 88 here — alongside 87 others — read 13 September 2026
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Telegram ranks this channel #16 of 87 here — alongside 86 others — read 17 September 2026
Земля с Татьяной Nova
@gektar_zemli_spb · 26,542
Telegram ranks this channel #21 of 83 here — alongside 82 others — read 12 September 2026
Акции с Ольгой Гогаладзе l pro.finansy
@profinansy_equity · 51,973
Telegram ranks this channel #39 of 84 here — alongside 83 others — read 24 August 2026
Про недвижимость
@azbukafinance · 68,614
Telegram ranks this channel #39 of 88 here — alongside 87 others — read 20 August 2026
Марафон по финансовой грамотности | pro.finansy
@igra_profinansy · 45,235
Telegram ranks this channel #40 of 83 here — alongside 82 others — read 27 August 2026
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@agentschool · 24,742
Telegram ranks this channel #41 of 91 here — alongside 90 others — read 15 September 2026
Bezdelka - Безопасные сделки с недвижимостью, канал юриста Олеси БухтояровойR
@bezdelkaBuh · 31,667
Telegram ranks this channel #50 of 93 here — alongside 92 others — read 5 September 2026
БанкБлог
@bank_blog · 20,785
Telegram ranks this channel #54 of 89 here — alongside 88 others — read 1 October 2026
Про инвестиции от финконсультантов pro.finansy
@profinansy_ru · 41,056
Telegram ranks this channel #68 of 87 here — alongside 86 others — read 29 August 2026

This channel appears in 13 seed channels' Telegram-generated recommendation lists in total. Each is Telegram’s list for THAT channel, not this one — see how this is measured.

Cite this entry

A live page changes as we take new readings, so a citation should name the measurement it is based on, not just the URL. The line below cites the subscriber count as measured 5 November 2026 — this entry's latest reading, not the date you are reading this.

“Ипотечная кухня 👩‍🍳🔥Кредиты для жизни и бизнеса⏺️Ольга Конзелевская” (@ipotekapro), 8,783 subscribers as measured 5 November 2026. Telegram Register, tgregister.com/channel/ipotekapro.

Full measurement history, CC BY 4.0. Every reading this register holds for this entry, not just the latest one, as a dated, downloadable record: CSV · JSON. Free to use with attribution to tgregister.com. Each file carries its own generation timestamp, which is the figure to cite for exactly when the data was retrieved.