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Channel

Ипотечная кухня 👩‍🍳🔥Кредиты для жизни и бизнеса⏺️Ольга Конзелевская

@ipotekapro

On this record: Topic · Growth · Engagement · What this channel posts · Reactions · Posts · Posts edited after publishing · Polls · Citations · Telegram's recommendations · Cite this entry

8,821subscribers

-75 since we began measuring on 6 August 2026

Risers and fallers across the register · movement among entries of 3,162–10,000.

Register entry

Telegram ID-1001294893159
TypeChannel
Username@ipotekapro
CreatedBetween 1 March 2018 and 31 July 2021 — estimated from Telegram’s id allocation, not measured. How this range is calculated.
First recorded6 August 2026
Last confirmed live19 September 2026
Measurements held13
Confirmed unchanged1 time, most recently 19 September 2026
On Telegramt.me/ipotekapro

Topic

Real estate — a classification, not a measurement. An on-box language model (Qwen3.6-35B-A3B-FP8, prompt version 1) read this channel’s own recent posts on 11 September 2026 and assigned it the closest of 31 fixed categories, at 42% confidence. This is a model’s judgement about what the channel is likely to be about, not a fact this register measured the way a subscriber count or a view count is measured — it can be revised on a later pass, and it carries no weight anywhere else on this page. How this classification works, and why it has no browse page of its own yet.

Growth

8,8218,8968,858.56 August 2026 — 8,896 subscribers6 August 2026 — 8,896 subscribers7 August 2026 — 8,893 subscribers11 August 2026 — 8,885 subscribers14 August 2026 — 8,869 subscribers24 August 2026 — 8,860 subscribers27 August 2026 — 8,855 subscribers30 August 2026 — 8,852 subscribers2 September 2026 — 8,850 subscribers7 September 2026 — 8,846 subscribers11 September 2026 — 8,835 subscribers15 September 2026 — 8,827 subscribers19 September 2026 — 8,821 subscribers6 August 202619 September 2026
13 measurements spanning 44 days, net -75. Dots are measurements; the straight line between them is drawn to join them, not to claim we know the path taken in between — snapshots are recorded only when a count changes, so gaps mean “no change observed”, never “interpolated”. The vertical axis spans 8,810–8,907 and does not start at zero.
Measurement log — every subscribers count we have recorded
Measured (UTC)SubscribersChange
19 Sept 2026, 09:398,821-6
15 Sept 2026, 04:418,827-8
11 Sept 2026, 22:218,835-11
7 Sept 2026, 10:198,846-4
2 Sept 2026, 09:088,850-2
30 Aug 2026, 10:458,852-3
27 Aug 2026, 17:488,855-5
24 Aug 2026, 17:478,860-9
14 Aug 2026, 19:448,869-16
11 Aug 2026, 00:388,885-8
7 Aug 2026, 15:328,893-3
6 Aug 2026, 20:008,896no change
6 Aug 2026, 19:548,896first reading

Engagement

30 posts held, back to 27 July 2026the reader has not yet reached the start of this channel’s public history, so older posts may sit further back, unread. Read across 31 pages of Telegram’s post history, 20 posts per page.

ERR · 30 days
2.69%
avg views ÷ 8,821 subscribers
Avg views / post
237
4 posts measured
Reaction rate
3.38%
reactions ÷ views · ER floor
Posts in window
4
of 30 held

ERR is average views per post over the last 30 days divided by subscribers, the definition TGStat uses, so this figure is comparable with the one you will see elsewhere. It falls structurally as a channel grows: a high ERR on a small channel and a low one on a large channel describe reach mathematics, not quality. We publish the figure and the sample it came from and pass no verdict on it.

ER is defined industry-wide as (forwards + reactions + comments) ÷ views — note the denominator is views, not subscribers. Telegram’s public web preview carries views and reactions but not forward or comment counts, so the reaction rate above is the reactions term only and is therefore a floor: the true ER for this channel is higher by an amount we have not measured and will not estimate.

What these figures were computed from
WindowRolling 30 days · latest post in window 28 August 2026
Posts held30 (27 July 202628 August 2026)
Views total948
Reactions total32
Forwards / commentsnot exposed by the public surface — not measured, not estimated
Readings taken28 Aug 2026, 16:07 UTC

Views are a single reading per post, taken at the time above. A post published in the last day or two is still accumulating views, which pulls the 30-day average down slightly. That is a property of the standard definition rather than a fault in it, so we keep the definition rather than “correcting” the number into something nobody can reproduce.

Precision. Telegram publishes view counts on its public widget in short form — 8.12K, 3.7M — so any reading at or above 1,000 reaches us rounded to three significant figures, and only counts below 1,000 are exact. Averages and rates derived from them are shown to the same precision rather than to the unit: a figure like 3,701,250 would assert digits nobody measured.

Reaction counts are published per emoji and rounded the same way, so a total below 1,000 is exact and a larger one is a sum that may carry a rounded component from each emoji above 1,000. Because it is a sum, it does not look rounded — read a large reaction total as three significant figures per contributing emoji rather than as the figure it prints.

What this channel posts

Video runtime
2m 43s
Average length
33s

Measured directly from 5 videos with a duration reading, out of the posts we hold for this channel — not this channel’s whole posting history, only the sample this register has actually read. An exact reading to the second, taken from the post itself rather than from Telegram’s own rounded chrome, so it carries no mark.

Reaction mix

209 reactions across 26 posts, in 8 distinct kinds. The most used accounts for 48.8% of them.

Every reaction kind recorded on the sample, most used first
ReactionCountShareShare, drawn
10248.8%
👍4220.1%
💯2411.5%
🔥2311.0%
❤‍🔥125.74%
🙈31.44%
🥰20.957%
😱10.478%

No sentiment is inferred, and none should be read in. This table is ordered by count and by nothing else. Emoji do not carry stable meaning across languages or communities — 🙏 is thanks in one channel and mourning in another — so we publish which ones were pressed and how often, and pass no judgement on what an audience meant by them.

Precision. Telegram publishes reaction counts per emoji and short-forms each one — 4.34K, 1.2M — so any single kind at or above 1,000 reaches us at three significant figures, and only counts below 1,000 are exact. The shares above are ratios of those figures and carry the same error. This is also why the total here can differ slightly from a reaction total printed elsewhere on the page: both are sums of the same rounded parts, taken over samples with different edges.

Coverage. Reactions were read on 26 of the 30 sampled posts in this sample. Summed by Telegram’s own count on each post — not by adding up the per-emoji breakdown above — those same posts carry 209 reactions in total: the kind of figure the paragraph above means by “a reaction total printed elsewhere on the page”.

Measured over the 30 most recent posts we hold, published 27 July 2026 to 28 August 2026, using the newest reading held for each. Telegram Stars are excluded: they are a payment, not a reaction, and they have their own section.

Recent posts

28 Aug 2026, 10:55 UTC120 views10 reactionsread 28 August 2026
Photo

Как же меня бесит этот совет про досрочку (ЧДП) ➡️«Вносите досрочное погашение ТОЛЬКО в дату платежа, иначе подарите банку проценты». А следом второй совет: ➡️«Хотите быстрее закрыть ипотеку? Вносите по 5 000 ₽ хоть каждую неделю». И оба совета подаются так, будто это универсальная истина. Но не все так просто. Условия досрочки зависят от правил конкретного банка Проценты по ипотеке начисляются на остаток долга.

👍4🔥21❤‍🔥1💯1😱1

27 Aug 2026, 13:26 UTC188 views7 reactionsread 28 August 2026
Photo

Перед кредитом проверьте то, что банк увидит первым К подаче заявки на ипотеку или кредит лучше готовиться заранее. Не тогда, когда квартира уже выбрана и нужно срочно отправлять заявку, а хотя бы за несколько месяцев. Банк смотрит не только на доход, но и оценивает еще и другие факторы: 1. Кредитную историю и рейтинг Перед подачей лучше посмотреть, что вообще видно в вашей кредитной истории (КИ) Есть ли старые пр

👍4🔥2💯1

26 Aug 2026, 13:22 UTC259 views8 reactionsread 28 August 2026
Photo

Кредитную историю смотрит уже не только банк 👀 Раньше про кредитную историю обычно вспоминали перед ипотекой или кредитом. Но сейчас интерес к ней появляется и у других компаний. По данным «Коммерсанта», кредитной историей могут интересоваться: ▪️работодатели; ▪️страховые компании; ▪️сервисы каршеринга; ▪️и другие организации, которым важно оценить финансовые риски. То есть КИ постепенно выходит за пределы лишь ба

6👍1🔥1

22 Aug 2026, 09:01 UTC381 views7 reactionsread 28 August 2026
Photo

📌 Новости рынка недвижимости и ипотеки за 15-21 августа 📌 🔸 Средний срок накопления на квартиру в новостройке вырос с 5,7 до 6,3 года с 2019 по 2026 год. В Москве показатель достиг 12,2 года. 🔸 ЦБ предложил законодательно урегулировать рассрочку при покупке новостроек. 🔸 Владельцам недвижимости предложили разрешить указывать дополнительное контактное лицо в ЕГРН для получения уведомлений об операциях с объектом.

❤‍🔥43

20 Aug 2026, 13:05 UTC362 views9 reactionsread 28 August 2026
Photo

5 вредных советов от «экспертов» по досрочному погашению ипотеки Я уже, кажется, собрала бинго из советов по досрочке, которые гуляют по соцсетям. Самое опасное - их подают как правила, которые работают для любой ипотеки и любого банка. Хотя механика в банках разная: где-то досрочка - только в дату платежа, где-то - в любой день. Где-то нужно заранее написать заявление, а где-то возможно сделать это день в день. А

3👍3💯3

19 Aug 2026, 18:11 UTC254 viewsread 28 August 2026
Forwarded from @acadimyipotekiPhoto

Мы открыли набор на «Будь Брокером 2026». Старт — 6 сентября. 9 недель живого обучения, много практики и три тарифа на выбор. А при предоплате Вы сразу получите курс «Кредиты во благо» — 42 урока, которые можно начать смотреть ещё до старта. Сейчас на эфире Ольга рассказывает про программу, тарифы и отвечает на вопросы. Приходите, если хотите понять, подходит ли Вам эта профессия и с чего начать 👇 🔗 Обучение

19 Aug 2026, 14:59 UTC288 viewsread 28 August 2026
Photo

Друзья, сегодня провожу эфир и буду рада, если вы придете меня поддержать и позадавать вопросы Сегодня буду обсуждать тему - «ИПОТЕЧНЫЙ БРОКЕР 2026: РАБОТА И ДЕНЬГИ В ТЕКУЩИХ РЕАЛИЯХ» Разберу: как все же работать онлайн и не привязываться к городу, где искать клиентов, в чем заключается работа и почему эта профессия становится актуальной 🔗Приходите: https://school.ipotekapro-kurs.ru/entrance_bb

19 Aug 2026, 12:17 UTC315 views6 reactionsread 28 August 2026

Хотите в ипотеку, но страшно начинать без опыта? Приходите сегодня на вебинар Самый частый страх у тех, кто смотрит в сторону профессии ипотечного брокера: 🔘«А если я не разберусь?» 🔘«А где брать клиентов?» 🔘«А если банк откажет, что я буду делать?» 🔘«А как работать без опыта?» Вот это сегодня и разберём. 19 августа в 19:00 по Москве Ольга Конзелевская проведёт вебинар о профессии ипотечного брокера и новом потоке

2👍2💯2

17 Aug 2026, 16:54 UTC506 views12 reactionsread 28 August 2026
Video

Ипотечный брокер может работать из любой точки Столица или маленький город, дача, море, дождь за окном - не так важно. Главное, чтобы был интернет и желание разбираться в ситуациях, как сыщик и стратег И в этом главное преимущество работы Ипотечным Брокером - быть в любой точке мира и выбирать свой график онлайн. И сейчас время, когда ценность экспертов растет: по данным НБКИ, в июне 2026 года доля отказов по заяв

👍54💯3

17 Aug 2026, 11:04 UTC361 views5 reactionsread 28 August 2026
Photo

🚩Семейная ипотека на 17.08.26🚩 ПВ от 20% 🔴Абсолют - ПВ 20% 🔴Альфа - ПВ 20% субсид/ Комбо, иное 30% 🔴АТБ - ПВ 20% 🔴Банк Россия - ПВ 20% 🔴БСПБ - ПВ 20% 🔴ВБРР - ПВ 20%, дом 30% 🔴ВТБ - ПВ 20% ПФ/Комбо/ИЖС, иное 40% 🔴Генбанк - ПВ 20% 🔴ДОМРФ - ПВ 20% 🔴Кубань Кредит - ПВ 20% 🔴Металлинвестбанк - ПВ 20% 🔴МКБ - ПВ 20% 🔴Примсоцбанк - ПВ 20% 🔴РСХБ - ПВ 20% ПФ, 30% иное 🔴Сбербанк - ПВ 20% Комбо/ ИЖС/ ДКП/ эскроу/ ПФ; иное от 3

5

15 Aug 2026, 09:03 UTC391 views10 reactionsread 28 August 2026
Photo

📌 Новости рынка недвижимости и ипотеки за 8–14 августа 📌 🔸 Продажи новостроек в июле снизились на 8% год к году — до 1,85 млн кв. м. 🔸 Доля отказов по розничным кредитам в июле выросла до 77,2%. 🔸 Россияне стали чаще досрочно погашать ипотеку: за январь–март объём таких погашений вырос почти на 20% год к году. 🔸 У девелоперов продолжила расти доля нераспроданного жилья — в крупнейших городах на реализацию текущих

8👍1💯1

15 Aug 2026, 07:00 UTC327 views8 reactionsread 28 August 2026
Video

В 2026 году получить ипотечное одобрение стало в разы сложнее ЦБ закручивает гайки, банки внимательнее смотрят на нагрузку, доходы, кредитную историю, состав семьи, объект, первоначальный взнос и ещё тысячу мелочей, о которых обычный человек даже не думает. Семейную ипотеку уже меняли сколько раз и в октябре ждём еще одну волну изменений. Рынок недвижимости сейчас меняется так быстро, что уследить за всем человеку

8

Showing the 12 most recent of 30 posts we hold for @ipotekapro. View and reaction counts are the latest single reading for each post, not a live figure, and a recent post is still accumulating both. A view count marked was rounded by Telegram before we ever saw it — t.me prints views in full below 1,000 and to three significant figures above, so ≈1,200,000 means somewhere between 1,150,000 and 1,249,999. Unmarked counts are exact. Text is reproduced from the public post preview and truncated for length.

Posts edited after publishing

@ipotekapro edited 1 post after it first published — the same permalink now carries different wording than the one this register originally read, caught because our own crawl held a copy of the earlier text.

An edit is not deception. Typo fixes, price updates and corrections look exactly like this too — this register can tell you the wording changed and when, not why. How this is measured.

First edit seen
28 August 2026
Most recent edit
28 August 2026

Polls

The 2 polls we hold for this entry, as Telegram rendered them when we read the post. A poll’s figures keep moving after that, so each one is dated.

12 Aug 2026, 13:09 UTCAnonymous Poll13 voters

Как Вы думаете, почему Людочка всё это терпит?

  1. Очень любит свекровь0%
  2. Не умеет говорить «нет»38%
  3. Муж запретил спорить15%
  4. Некуда уходить85%
  5. Зависит от свекрови и мужа38%
  6. Свой вариант - в комментариях0%

The shares total 176%, above 100: this poll accepts more than one answer per voter. No per-option vote count is published, so the number of voters who chose each option is not derivable and is not shown.

28 Jul 2026, 10:23 UTCAnonymous Poll22 voters

А вы что думаете?

  1. Уходить из дома после 18 лет9%
  2. Я хочу эмоцииий ( качелей 🤣) Живу с родными5%
  3. Любить друг друга на расстоянии 💯55%
  4. Нет права на Семейную ипотеку 🥲32%

Shares as published, totalling 101%. No per-option vote count is published by Telegram, so none is shown.

Percentages only — there are no per-option vote counts here, because Telegram publishes none. The public post preview gives each option’s share and a single voter total, and nothing else. Multiplying one by the other would produce a per-option tally that looks measured and is not: the shares are rounded to whole numbers before we ever see them. We print what was published and leave the column that does not exist empty.

The shares need not add up to 100. Rounding alone puts many polls at 99 or 101. A poll that allows more than one answer per voter runs well past 100 by design, and several here do. The bars are drawn against a fixed 100% track at each option’s own percentage rather than normalised to the total, so a poll that exceeds it shows that it does instead of being quietly rescaled.

Read from the 30 most recent posts we hold, published 27 July 2026 to 28 August 2026. Telegram labels each poll by kind — an anonymous poll, a quiz, a closed set of final results — and that label is reproduced rather than paraphrased.

Forward network

Built only from forwarded posts we have actually read, on both sides. Coverage is early and deliberately incomplete: a missing link means we have not read the post that would prove it, never that the relationship does not exist. Counts are distinct forwarded posts observed, so they only ever go up as we read more.

Mentions

Named by 3 registered channels — every channel on the register whose own posts have named this one, by its current username or any other username it currently holds, merged from two separately captured readings of the same fact so a namer caught by only one of them is not missed and a namer both caught is not counted twice. A username this channel has since dropped is not matched — that handle may belong to someone else now, and crediting today’s namer to yesterday’s owner would misattribute it.

A mention is a weaker signal than a forward and is counted separately for that reason — naming a channel is not republishing it, and a handle in a post body is easy to place deliberately. The post counts beside each row below are distinct posts in which the handle appeared, from posts we have read on both sides — the “Named by N registered channels” figure above is a different count, of distinct NAMING CHANNELS rather than posts, and is not the sum of the rows under it.

Appears in Telegram’s recommendations for other channels

The reverse of the list above, and a different kind of signal. This does not require this channel to have ever been asked about directly — each row below is a channel we DID ask Telegram about, whose Telegram-generated list happened to include this one. A channel can appear here with an empty list above it, because being named by someone else’s query is independent of having been queried itself.

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Cite this entry

A live page changes as we take new readings, so a citation should name the measurement it is based on, not just the URL. The line below cites the subscriber count as measured 19 September 2026 — this entry's latest reading, not the date you are reading this.

“Ипотечная кухня 👩‍🍳🔥Кредиты для жизни и бизнеса⏺️Ольга Конзелевская” (@ipotekapro), 8,821 subscribers as measured 19 September 2026. Telegram Register, tgregister.com/channel/ipotekapro.

Full measurement history, CC BY 4.0. Every reading this register holds for this entry, not just the latest one, as a dated, downloadable record: CSV · JSON. Free to use with attribution to tgregister.com. Each file carries its own generation timestamp, which is the figure to cite for exactly when the data was retrieved.