Россияне продолжают осознанно беднеть Еще в прошлом полугодии банк России говорил о росте закредитованности населения и о том, что увеличивается количество граждан с тремя и более кредитами. 😱В этом году выяснилось, что соотечественники тратят около 65% своего дохода на платежи по кредитам. Такой процент долговой нагрузки считается высоким и может сигнализировать о высокой вероятности возникновения дефолтов в не…

Channel
Финансовая нeзaвисимость
@fndb777
On this record: Topic · Growth · Engagement · Advertising · Posts · Posts edited after publishing · Telegram's recommendations · Cite this entry
66,041subscribers
-495 since we began measuring on 7 August 2026
Risers and fallers across the register · movement among entries of 31,623–100,000.
Register entry
| Telegram ID | -1001189883642 |
|---|---|
| Type | Channel |
| Username | @fndb777 |
| Created | Between 1 March 2018 and 31 July 2021 — estimated from Telegram’s id allocation, not measured. How this range is calculated. |
| First recorded | 7 August 2026 |
| Last confirmed live | 16 September 2026 |
| Measurements held | 33 |
| Confirmed unchanged | 1 time, most recently 16 September 2026 |
| On Telegram | t.me/fndb777 |
Topic
Education — a classification, not a measurement. An on-box language model (Qwen3.6-35B-A3B-FP8, prompt version 1) read this channel’s own recent posts on 9 September 2026 and assigned it the closest of 31 fixed categories, at 93% confidence. This is a model’s judgement about what the channel is likely to be about, not a fact this register measured the way a subscriber count or a view count is measured — it can be revised on a later pass, and it carries no weight anywhere else on this page. How this classification works, and why it has no browse page of its own yet.
Growth
| Measured (UTC) | Subscribers | Change |
|---|---|---|
| 16 Sept 2026, 07:59 | 66,041 | -1 |
| 14 Sept 2026, 11:56 | 66,042 | -13 |
| 12 Sept 2026, 20:17 | 66,055 | -61 |
| 10 Sept 2026, 18:37 | 66,116 | -40 |
| 7 Sept 2026, 20:20 | 66,156 | -34 |
| 4 Sept 2026, 23:21 | 66,190 | -17 |
| 3 Sept 2026, 10:06 | 66,207 | -17 |
| 2 Sept 2026, 05:43 | 66,224 | -20 |
| 1 Sept 2026, 04:26 | 66,244 | -2 |
| 31 Aug 2026, 01:34 | 66,246 | -10 |
| 30 Aug 2026, 00:56 | 66,256 | -3 |
| 29 Aug 2026, 00:56 | 66,259 | -5 |
| 27 Aug 2026, 23:04 | 66,264 | -3 |
| 27 Aug 2026, 01:12 | 66,267 | -50 |
| 26 Aug 2026, 01:14 | 66,317 | +37 |
| 25 Aug 2026, 03:16 | 66,280 | -11 |
| 23 Aug 2026, 21:08 | 66,291 | -50 |
| 22 Aug 2026, 04:56 | 66,341 | -17 |
| 20 Aug 2026, 21:44 | 66,358 | -27 |
| 19 Aug 2026, 21:38 | 66,385 | first reading |
Engagement
82 posts held, back to 25 July 2026 — the reader has not yet reached the start of this channel’s public history, so older posts may sit further back, unread. Read across 94 pages of Telegram’s post history, 20 posts per page.
- ERR · 30 days
- 7.81%
- avg views ÷ 66,041 subscribers
- Avg views / post
- 5,160
- 42 posts measured
- Reaction rate
- —
- this channel exposes no reaction counts
- Posts in window
- 42
- of 82 held
ERR is average views per post over the last 30 days divided by subscribers, the definition TGStat uses, so this figure is comparable with the one you will see elsewhere. It falls structurally as a channel grows: a high ERR on a small channel and a low one on a large channel describe reach mathematics, not quality. We publish the figure and the sample it came from and pass no verdict on it.
ER is defined industry-wide as (forwards + reactions + comments) ÷ views — note the denominator is views, not subscribers. Telegram’s public web preview carries views and reactions but not forward or comment counts, so the reaction rate above is the reactions term only and is therefore a floor: the true ER for this channel is higher by an amount we have not measured and will not estimate.
| Window | Rolling 30 days · latest post in window 15 September 2026 |
|---|---|
| Posts held | 82 (25 July 2026 – 15 September 2026) |
| Views total | 216,710 |
| Reactions total | — |
| Forwards / comments | not exposed by the public surface — not measured, not estimated |
| Readings taken | 16 Sept 2026, 05:53 UTC |
Views are a single reading per post, taken at the time above. A post published in the last day or two is still accumulating views, which pulls the 30-day average down slightly. That is a property of the standard definition rather than a fault in it, so we keep the definition rather than “correcting” the number into something nobody can reproduce.
Precision. Telegram publishes view counts on its public widget in short form — 8.12K, 3.7M — so any reading at or above 1,000 reaches us rounded to three significant figures, and only counts below 1,000 are exact. Averages and rates derived from them are shown to the same precision rather than to the unit: a figure like 3,701,250 would assert digits nobody measured.
Reaction counts are published per emoji and rounded the same way, so a total below 1,000 is exact and a larger one is a sum that may carry a rounded component from each emoji above 1,000. Because it is a sum, it does not look rounded — read a large reaction total as three significant figures per contributing emoji rather than as the figure it prints.
Advertising
- Ad load
- 3.66%
- 3 of 82 posts carry an ad marker
- Regulatory tokens
- 3
- posts carrying an erid · 3 distinct tokens
- Median views · ads
- 4,940
- over 3 measured posts
- Median views · rest
- 5,680
- over 79 measured posts
An ad marker, not a judgement about a post. A post is counted here because it carries one of two explicit markings: an erid token, which Russian law has required on paid placements since 2022 and which is issued against a specific advertising contract, or a #реклама / #ad hashtag in the body, which is the channel declaring it itself. The first is documentary; the second is a self-declaration and is weaker. No classifier reads the text and decides — nothing on this site guesses that a post is an advertisement.
This is a floor, and it can only ever be a floor. A channel that runs paid placements without marking them produces no marker for us to count, and an unmarked ad is indistinguishable from an ordinary post on the public surface. The ad load above therefore means “the share of posts that declared themselves”, never “the share of posts that were paid for”. A low figure is not evidence of a channel that runs few ads.
Both figures are medians, and no ratio between them is published. Each is a view reading that actually occurred on a post, picked by percentile_disc rather than averaged, so one viral post cannot move it and no interpolated value is invented between two readings. The sample on one side is under five posts, which is too thin to compare. The two figures are shown side by side with the count behind each, and deliberately not divided into a headline like “ads get x% fewer views” — an arithmetic that is easy to print and, at this sample size, means nothing.
| erid | Posts | First seen | Last seen |
|---|---|---|---|
| 2SDnjcPwokf | 1 | 1 September 2026 | 1 September 2026 |
| 2SDnjcogzPt | 1 | 1 August 2026 | 1 August 2026 |
| 2SDnjeVYUGb | 1 | 1 September 2026 | 1 September 2026 |
A token repeated across several posts is one advertising contract placed more than once, which is what the identifier is for. The strings are reproduced exactly as they appeared in the post or in its click-through URL and are not validated against any registry — we record the marker a channel published, and whether it resolves to a real contract is a question for the register that issued it.
Measured over the 82 most recent posts we hold, published 25 July 2026 to 15 September 2026. Views are the latest single reading held for each post, and any reading at or above 1,000 is rounded by Telegram to three significant figures.
Recent posts
Рынок новостроек Москвы: спрос рухнул, цены выросли В августе 2026 года на рынке новостроек столичного региона произошел заметный разворот. Количество сделок с жильем по договорам долевого участия (ДДУ) сократилось на 31% по сравнению с аналогичным периодом прошлого года. 📉 Москва vs. Подмосковье: кто просел сильнее? В Новой Москве количество сделок упало почти вдвое – на 48% (до 970). В Старой Москве – на 45% (до …
⚠️Новое видео:⚠️Доллар рухнет! Какие акции покупать? Прогноз доллара Роснефть Северсталь X5 ОФЗ дивиденды инвестиции Смотреть здесь👈 🔥Прогнозы по доллару: https://www.youtube.com/playlist?list=PLFdJciSH_IIg Экосистема «Финансовая Независимость»: https://t.me/fndb777/3913 #инвестиции #дивиденды #курсдоллара #офз #трейдинг 📢 Источник: @fndb777
Финансовая Независимость уже и в МАХ! ⚠️Диверсифицирую риски потери коммуникации с вами и предлагаю вам подписаться на основной бесплатный канал ФН в МАХ по этой ссылке: https://max.ru/fndb777 Там мы точно не потеряемся. Особенно если Телегу будут останавливать совсем по-взрослому. Инвест-клуб на МАХе тоже уже существует по этой ссылке: https://max.ru/id482108501008_bot?startapp=iw2vfgiyxxhi
ГЛАВНОЕ НА ПРОШЕДШЕЙ НЕДЕЛЕ 1. Доллар рухнет! Какие акции покупать? Прогноз доллара. ВТБ Полюс НЛМК ОФЗ дивиденды инвестиции трейдинг Смотреть здесь 2. Кто проигрывает на фондовом рынке? Почему? Подробности здесь 3. Важная информация про обучение! Подробности здесь 4. Зачем вам может пригодиться закрытый инвест-клуб? Смотреть здесь 5. Россияне не хотят богатеть медленно. Какие это несет риски? Подробности…
💼Мои инвестиционные действия за прошедшую неделю 25 покупок Пополнил на прошедшей неделе оба соревновательных счета каждый на 10 000 рублей. Регулярные покупки продолжил на обоих этих счетах. Отдельно от соревновательного процесса осуществлял покупки активов на ИИС. 🛒Всего покупок за этот период было 25 25- это ускоренный режим Когда рынок сильно неадекватно рос больше двух лет назад среднее количество приобретен…
⚠️История создания обучения ФН. Я писал и оформлял обучающие материалы 1,5 года лично сам. У меня никогда не было продюсеров, миллионных бюджетов на рекламу и прочих инструментов, которые могут раздуть любого дилетанта до уровня «эксперта» с огромной аудиторией (сейчас это очень часто встречается). ⚠️Причем я решил начать обучать правильному инвестированию только после того, как сам достиг очевидных хороших результ…
⚠️Новое видео:⚠️Доллар взлетит! Топ акций при росте курса доллара! Прогноз доллара девальвация дивиденды инвестиции Смотреть здесь👈 Экосистема «Финансовая Независимость»: https://t.me/fndb777/3913 #инвестиции #дивиденды #курсдоллара #трейдинг
Россияне не хотят богатеть медленно. Какие это несет риски? В Швейцарии было проведено исследование терпеливости инвесторов, с целью выяснить насколько инвесторы готовы спокойно сидеть и ждать роста своего капитала. В итоге выяснилось, что россияне являются одними из самых нетерпеливых инвесторов, американцы где-то посередине, а вот немцы самые терпеливые инвесторы, см график внизу, на котором представлен уровень…
Кто проигрывает на фондовом рынке? Почему? «В проигрыше на рынке постоянно оказываются, по моему убеждению, те, кто не может противостоять соблазну какой-нибудь очередной «тюльпанной лихорадки» (т.е. хайпа). Заработать деньги на бирже нетрудно. Трудно удержаться от соблазна выбросить деньги на какую-нибудь очередную спекуляцию, сулящую быстрое обогащение». …
⚠️Новое видео:⚠️Доллар рухнет! Какие акции покупать? Прогноз доллара. ВТБ Полюс НЛМК ОФЗ дивиденды инвестиции [Смотреть здесь](https://youtu.be/_6PSmnhJOVI)👈 Экосистема «Финансовая Независимость»: https://t.me/fndb777/3913 #инвестиции #дивиденды #курсдоллара #офз #трейдинг
ГЛАВНОЕ НА ПРОШЕДШЕЙ НЕДЕЛЕ 1. Доллар рухнет! Какие акции покупать? Прогноз доллара Сбер АФК Система Хэдхантер ОФЗ дивиденды инвестиции трейдинг Смотреть здесь 2. Надо ли фиксировать убытки? Подробности здесь 3. Важная информация про обучение! Подробности здесь 4. Зачем вам может пригодиться закрытый инвест-клуб? Смотреть здесь 5. Инвестиции или Трейдинг? Гланое Подробности здесь 6. Что такое Оранжевое инв…
Showing the 12 most recent of 82 posts we hold for @fndb777. View and reaction counts are the latest single reading for each post, not a live figure, and a recent post is still accumulating both. A view count marked ≈ was rounded by Telegram before we ever saw it — t.me prints views in full below 1,000 and to three significant figures above, so ≈1,200,000 means somewhere between 1,150,000 and 1,249,999. Unmarked counts are exact. Text is reproduced from the public post preview and truncated for length.
Posts edited after publishing
@fndb777 edited 3 posts after it first published — the same permalink now carries different wording than the one this register originally read, caught because our own crawl held a copy of the earlier text.
An edit is not deception. Typo fixes, price updates and corrections look exactly like this too — this register can tell you the wording changed and when, not why. How this is measured.
- First edit seen
- 30 August 2026
- Most recent edit
- 6 September 2026
Channels Telegram recommends alongside this one
Telegram’s own answer, not this register’s. When this register asks Telegram’s API what is similar to this channel, this is the list it returns, in the exact order Telegram returns it — never re-sorted by subscribers or by anything else this register measures. The relationship, and the order, are Telegram’s; we record them and date them, and make no claim of our own about which of these channels actually resemble this one.
@tb_invest_official · 528,898#1
@investfuture · 183,768#2
@if_market_news · 119,087#3
@if_stocks · 120,394#4
@headlines_for_traders · 115,340#5
@pensiya35 · 123,980#6
@investoksana · 51,777#7
@markettwits · 336,138#8
@thewallstreetpro · 46,493#9
@bitkogan · 259,996#10
@invest_science_channel · 38,527#11
@zakharov_risk · 25,621#12
@mihinvest · 14,177#13
@Finindie · 72,860#14
@cbrstocks · 117,672#15
@divForever · 77,112#16
@if_bonds · 94,990#17
@ProfitGate · 79,038#18
@birzhevikstocksofficial2 · 69,546#19
@AK47pfl · 115,788#20
@ogo_nedviga · 80,924#21
@hoolinomics · 99,011#22
@profitanet · 202,450#23
@mrochkovskiy · 72,205#24
@smartlabnews · 76,433#25
@slezisatoshi · 124,162#26
@alfa_investments · 723,090#27
@SberInvestments · 253,416#28
@bitkogan_hotline · 82,569#29
@multievan · 874,909#30
@goodtraders · 45,045#31
@tbank · 330,848#32
@finpizdec · 54,918#33
@dohod · 70,329#34
@kira_pronira · 64,963#35
@put_investor · 32,801#36
@cryptooxana · 20,809#37
@CashflowTime · 52,436#38
@selfinvestor · 127,339#39
@centralbank_russia · 244,272#40
@div_invest · 98,982#41
@profit1 · 186,283#42
@martynovtim · 35,966#43
@dzeninvest · 6,943#44
@russia_companies · 25,425#45
@knyazevinvest · 10,829#46
@Habit2Reap · 35,752#47
@futureinvesting · 8,532#48
@divonline · 53,607#49
@onfleek419 · 33,785#50
@omyinvestments · 209,085#51
@SergeiEliseevOfficial · 29,350#52
@eraperemenfinans · 77,061#53
@NataliaForecast · 30,926#54
@MarketDumki · 51,859#55
@RationalAnswer · 107,560#56
@angryzaycman · 36,084#57
@procent · 48,114#58
@investmint · 55,382#59
@NataliBaff · 43,405#60
@alfabank · 996,841#61
@wkpbro · 28,523#62
@smfanton · 51,992#63
@olgasabitova · 53,651#64
@if_estate · 64,097#65
@russianmacro · 102,782#66
@analytics_moex · 34,980#67
@nedvigoksana · 8,736#68
@spydell_finance · 131,619#69
@malishok_fonda · 26,303#70
@rockettothemooonASHFXPRO · 64,901#71
@yurasumy · 2,673,415#72
@bbbreaking · 1,971,982#73
@banksta · 438,196#74
@asupersharij · 1,699,496#75
@auantonov · 321,727#76
@cryptowallet_news_cis · 1,130,162#77
@kontext_channel · 838,266#78
@bankrollo · 454,378#79
@dmitrynikotin · 681,495#80
@rozetked · 657,046#81
@temalebedev · 977,023#82
@mr_mozart · 129,667#83
@yurydud · 865,074#84
@newssmartlab · 64,173#85
@sanya_florida · 914,409#86
@if_crypto_ru · 52,803#87
@smirnov_neformat · 31,216#88
@Coin_Post · 291,501#89
@toncoin_rus · 527,701#90
@DrDzari · 267,941#91
@forbesrussia · 235,518#92
@rus_bonds_news · 9,537#93
@stari_trader · 59,331#94
@crimsondigest · 141,615#95
@pifagortrade · 85,475#96
@arsageranews · 8,085#97
@mash · 3,099,321#98
@boris_rozhin · 747,924#99
Read from Telegram’s recommendation API, most recently 21 August 2026. Telegram holds a list like this for a small and growing share of the register — how this is measured, and why most channel pages show nothing here.
Appears in Telegram’s recommendations for other channels
The reverse of the list above, and a different kind of signal. This does not require this channel to have ever been asked about directly — each row below is a channel we DID ask Telegram about, whose Telegram-generated list happened to include this one. A channel can appear here with an empty list above it, because being named by someone else’s query is independent of having been queried itself.
@pensiya35 · 123,980
Telegram ranks this channel #13 of 99 here — alongside 98 others — read 13 August 2026
@SergeiEliseevOfficial · 29,350
Telegram ranks this channel #14 of 88 here — alongside 87 others — read 8 September 2026
@depoinvesting · 30,350
Telegram ranks this channel #15 of 81 here — alongside 80 others — read 8 September 2026
@Habit2Reap · 35,752
Telegram ranks this channel #16 of 97 here — alongside 96 others — read 2 September 2026
@invest_science_channel · 38,527
Telegram ranks this channel #17 of 97 here — alongside 96 others — read 31 August 2026
@MaxsimPetrov · 43,495
Telegram ranks this channel #19 of 98 here — alongside 97 others — read 28 August 2026
@investoksana · 51,777
Telegram ranks this channel #21 of 96 here — alongside 95 others — read 24 August 2026
@olgasabitova · 53,651
Telegram ranks this channel #29 of 97 here — alongside 96 others — read 24 August 2026
@kira_pronira · 64,963
Telegram ranks this channel #29 of 100 here — alongside 99 others — read 21 August 2026
@wkpbro · 28,523
Telegram ranks this channel #33 of 93 here — alongside 92 others — read 9 September 2026
@zakharov_risk · 25,621
Telegram ranks this channel #35 of 97 here — alongside 96 others — read 14 September 2026
@finraonline · 44,197
Telegram ranks this channel #36 of 94 here — alongside 93 others — read 3 September 2026
@mrochkovskiy · 72,205
Telegram ranks this channel #36 of 93 here — alongside 92 others — read 20 August 2026
@investfuture · 183,768
Telegram ranks this channel #39 of 97 here — alongside 96 others — read 11 August 2026
@if_stocks · 120,394
Telegram ranks this channel #40 of 97 here — alongside 96 others — read 14 August 2026
@if_estate · 64,097
Telegram ranks this channel #45 of 97 here — alongside 96 others — read 21 August 2026
@CashflowTime · 52,436
Telegram ranks this channel #47 of 93 here — alongside 92 others — read 24 August 2026
@div_invest · 98,982
Telegram ranks this channel #51 of 94 here — alongside 93 others — read 15 August 2026
@if_bonds · 94,990
Telegram ranks this channel #63 of 97 here — alongside 96 others — read 16 August 2026
@dmitrytolstyakov · 34,601
Telegram ranks this channel #64 of 97 here — alongside 96 others — read 3 September 2026
@put_investor · 32,801
Telegram ranks this channel #66 of 96 here — alongside 95 others — read 4 September 2026
@russia_companies · 25,425
Telegram ranks this channel #67 of 94 here — alongside 93 others — read 14 September 2026
This channel appears in 22 seed channels' Telegram-generated recommendation lists in total. Each is Telegram’s list for THAT channel, not this one — see how this is measured.
Cite this entry
A live page changes as we take new readings, so a citation should name the measurement it is based on, not just the URL. The line below cites the subscriber count as measured 16 September 2026 — this entry's latest reading, not the date you are reading this.
“Финансовая нeзaвисимость” (@fndb777), 66,041 subscribers as measured 16 September 2026. Telegram Register, tgregister.com/channel/fndb777.
Full measurement history, CC BY 4.0. Every reading this register holds for this entry, not just the latest one, as a dated, downloadable record: CSV · JSON. Free to use with attribution to tgregister.com. Each file carries its own generation timestamp, which is the figure to cite for exactly when the data was retrieved.