Медиа Т-Банка: пишем про людей и их отношения с деньгами во всех сферах жизни
Все наши каналы:
https://t.me/addlist/Qlm4LwayF2kzOTcy
Наше приложение: https://j.t-j.ru/tg/journal-application
Регистрация в перечне РКН: vk.cc/cHk9sL
Created
29 October 2015 — measured — cross-checked against a third-party dataset (ext.tg_channel)
Technology — a classification, not a measurement. An on-box language model (Qwen3.6-35B-A3B-UD-Q6_K_XL, prompt version 1) read this channel’s own recent posts on 20 August 2026 and assigned it the closest of 31 fixed categories, at 50% confidence. This is a model’s judgement about what the channel is likely to be about, not a fact this register measured the way a subscriber count or a view count is measured — it can be revised on a later pass, and it carries no weight anywhere else on this page. How this classification works, and why it has no browse page of its own yet.
Growth
35 measurements spanning 43 days, net -509. Dots are measurements; the straight line between them is drawn to join them, not to claim we know the path taken in between — snapshots are recorded only when a count changes, so gaps mean “no change observed”, never “interpolated”. The vertical axis spans 98,644–99,305 and does not start at zero.
Measurement log — every subscribers count we have recorded, most recent 20 of 35
Measured (UTC)
Subscribers
Change
17 Sept 2026, 13:38
98,720
-34
15 Sept 2026, 10:20
98,754
-8
13 Sept 2026, 17:20
98,762
-14
11 Sept 2026, 20:02
98,776
-34
9 Sept 2026, 07:42
98,810
-33
6 Sept 2026, 01:01
98,843
-1
3 Sept 2026, 19:16
98,844
-26
2 Sept 2026, 08:34
98,870
-16
1 Sept 2026, 11:06
98,886
-12
31 Aug 2026, 12:15
98,898
-1
30 Aug 2026, 14:49
98,899
-28
29 Aug 2026, 12:04
98,927
-11
28 Aug 2026, 13:22
98,938
-11
27 Aug 2026, 13:34
98,949
-20
26 Aug 2026, 15:48
98,969
+1
25 Aug 2026, 18:43
98,968
-16
24 Aug 2026, 18:15
98,984
-36
23 Aug 2026, 06:14
99,020
-33
21 Aug 2026, 16:13
99,053
+2
20 Aug 2026, 15:26
99,051
first reading
Engagement
237 posts held, back to 4 August 2026 — the reader has not yet reached the start of this channel’s public history, so older posts may sit further back, unread. Read across 98 pages of Telegram’s post history, 20 posts per page.
ERR · 30 days
6.23%
avg views ÷ 98,720 subscribers
Avg views / post
6,150
142 posts measured
Reaction rate
0.93%
reactions ÷ views · ER floor
Posts in window
142
of 237 held
ERR is average views per post over the last 30 days divided by subscribers, the definition TGStat uses, so this figure is comparable with the one you will see elsewhere. It falls structurally as a channel grows: a high ERR on a small channel and a low one on a large channel describe reach mathematics, not quality. We publish the figure and the sample it came from and pass no verdict on it.
ER is defined industry-wide as (forwards + reactions + comments) ÷ views — note the denominator is views, not subscribers. Telegram’s public web preview carries views and reactions but not forward or comment counts, so the reaction rate above is the reactions term only and is therefore a floor: the true ER for this channel is higher by an amount we have not measured and will not estimate.
What these figures were computed from
Window
Rolling 30 days · latest post in window 22 September 2026
Posts held
237 (4 August 2026 – 22 September 2026)
Views total
873,750
Reactions total
8,124
Forwards / comments
not exposed by the public surface — not measured, not estimated
Readings taken
22 Sept 2026, 22:14 UTC
Views are a single reading per post, taken at the time above. A post published in the last day or two is still accumulating views, which pulls the 30-day average down slightly. That is a property of the standard definition rather than a fault in it, so we keep the definition rather than “correcting” the number into something nobody can reproduce.
Precision. Telegram publishes view counts on its public widget in short form — 8.12K, 3.7M — so any reading at or above 1,000 reaches us rounded to three significant figures, and only counts below 1,000 are exact. Averages and rates derived from them are shown to the same precision rather than to the unit: a figure like 3,701,250 would assert digits nobody measured.
Reaction counts are published per emoji and rounded the same way, so a total below 1,000 is exact and a larger one is a sum that may carry a rounded component from each emoji above 1,000. Because it is a sum, it does not look rounded — read a large reaction total as three significant figures per contributing emoji rather than as the figure it prints.
What this channel posts
Photos
≈32,900
Videos
≈105
Links
≈22,400
Lifetime counters from Telegram’s own channel header, read 22 September 2026 — not the date at the top of this page, which is when the subscriber count was last read. A count marked ≈ was rounded by Telegram before we ever saw it — t.me prints these counters in full below 1,000 and to three significant figures above, so ≈142,000 means somewhere between 141,500 and 142,499.
Reaction mix
13,306 reactions across 230 posts, in 24 distinct kinds. The most used accounts for 18.5% of them.
Every reaction kind recorded on the sample, most used first
Reaction
Count
Share
Share, drawn
❤
2,464
18.5%
😁
1,774
13.3%
🤬
1,235
9.28%
👍
1,188
8.93%
👎
1,012
7.61%
😢
875
6.58%
🔥
854
6.42%
🌚
707
5.31%
💯
642
4.82%
🤔
561
4.22%
🥱
375
2.82%
🤯
316
2.37%
💔
301
2.26%
👀
189
1.42%
😱
186
1.40%
💅
154
1.16%
🍌
118
0.887%
👏
112
0.842%
🕊
75
0.564%
🌭
57
0.428%
4 further kinds
111
0.834%
No sentiment is inferred, and none should be read in. This table is ordered by count and by nothing else. Emoji do not carry stable meaning across languages or communities — 🙏 is thanks in one channel and mourning in another — so we publish which ones were pressed and how often, and pass no judgement on what an audience meant by them.
Precision. Telegram publishes reaction counts per emoji and short-forms each one — 4.34K, 1.2M — so any single kind at or above 1,000 reaches us at three significant figures, and only counts below 1,000 are exact. The shares above are ratios of those figures and carry the same error. This is also why the total here can differ slightly from a reaction total printed elsewhere on the page: both are sums of the same rounded parts, taken over samples with different edges.
Coverage. Reactions were read on 237 of the 237 sampled posts in this sample. Summed by Telegram’s own count on each post — not by adding up the per-emoji breakdown above — those same posts carry 13,707 reactions in total: the kind of figure the paragraph above means by “a reaction total printed elsewhere on the page”.
Measured over the 237 most recent posts we hold, published 4 August 2026 to 22 September 2026, using the newest reading held for each. Telegram Stars are excluded: they are a payment, not a reaction, and they have their own section.
💼💼💼💼💼💼💼
Класса до восьмого все, что меня интересовало, — это компьютерные игры, в частности Dota 2.
А уже в девятом Григорий взял 500 000 ₽ у мамы, вложил их в криптовалюту и заработал 1,5 млн рублей (хотя вскоре потерял все).
На последние 60 000 ₽ он прошел курс по маркетингу, купил 24 кг мармелада и начал продавать одноклассникам.
В первый год Григорий:
🔺фасовал мармелад в квартире;
🔸продавал у подъезда или дос…
😀 Как быть, когда на дружбу нет времени и сил?
Рассказываем в курсе Учебника Т—Ж «Как дружить, если ты взрослый».
👨🦰 А как быть, когда даже на чтение нет времени и сил?
Рассказываем в аудиоверсии курса, которую только что выпустили!
Внутри все те же советы, разработанные практикующими психологами, но переведенные в аудиоформат: шесть выпусков по 10—15 минут, которые будут выходить раз в неделю. А еще там есть анке…
«Алло, здравствуйте, это представитель банка. По вашей карте прошла подозрительная операция…»
Кто это звонит — мошенник или настоящий сотрудник?
Рассказываем, как это понять.
😀 «Возьму квартиру в ипотеку и сдам по цене платежа: пусть сама себя выплачивает!»
Разумно? Разумно.
😱 Вот только не всегда законно.
Большинство банков включает в ипотечный договор условие, что для сдачи квартиры требуется их согласие — иначе условия кредита будут нарушены.
Какие могут быть риски и как это согласие получить:
https://t-j.ru/tg/shematoz-s-ipotekoy/
Это уже второе повышение тарифов за год — сделали разбивку по регионам и посчитали вероятную прибавку.
Кировцы и томичи, поздравляем.
Ставропольцы, искренне сочувствуем:
https://t-j.ru/tg/zhku-up/
Ой, вы старше 40? Извините, мы уже ищем другого кандидата.
Получить работу без опыта — трудно. Почему тогда получить работу с опытом в 20 лет и больше — снова трудно?
В новом видео обсуждаем, почему после 40 лет трудно найти работу, почему работодателей так пугает возраст и в каких случаях он все же становится преимуществом.
Темы выпуска:
🔴Почему сотрудники 45+ дольше остаются в компаниях?
🟣Почему большой опыт мож…
😒 Один партнер зарабатывает на жизнь и обеспечивает.
☺️ Второй — занимается домом или просто живет в свое удовольствие.
Что с этой моделью не так?
Узнали у читателей:
https://t-j.ru/tg/ne-soderzhat/
✨✨✨✨✨✨
С кем живет: с мужем, сыном и рыбками.
Общий доход: около 150 000 ₽.
О родах:
Мой личный опыт был великолепным. Хоть и бытует мнение, что у гинекологов все через одно место, когда речь идет о беременности и родах, мне повезло. Я была спокойная как удав почти весь срок и ехала в роддом на таких же настроениях. Мне помогли мои знания и опыт в работе, я не тревожилась по ерунде, но четко знала, что делать, есл…
😱 2 и 3 января 2027 года выпадают на субботу и воскресенье!
К счастью, правительство исправило эту несправедливость.
Как будем отдыхать в следующем году:
https://t-j.ru/tg/prazdniki-2027/
Асия и Иван познакомились в Курганской сельхозакадемии, а в 2016 году поженились и уехали жить в село.
В доме были комната и кухня, две печки. Стояли старые ворота и уличный туалет. Не было дровяника и даже навеса. Мы попросили разрешения там пожить, и хозяйка пустила нас просто так, бесплатно и без договоров.
С тех пор они дважды сменили дом, родили двоих детей, а еще обустроили целую ферму своими руками, дважды п…
❤61🔥17🤔8👎4
Showing the 12 most recent of 237 posts we hold for @t_jrnl. View and reaction counts are the latest single reading for each post, not a live figure, and a recent post is still accumulating both. A view count marked ≈ was rounded by Telegram before we ever saw it — t.me prints views in full below 1,000 and to three significant figures above, so ≈1,200,000 means somewhere between 1,150,000 and 1,249,999. Unmarked counts are exact. Text is reproduced from the public post preview and truncated for length.
Forward network
Republished by
Channels on the register that have forwarded this channel's posts into their own feed.
Built only from forwarded posts we have actually read, on both sides. Coverage is early and deliberately incomplete: a missing link means we have not read the post that would prove it, never that the relationship does not exist. Counts are distinct forwarded posts observed, so they only ever go up as we read more.
Mentions
Named by 4 registered channels — every channel on the register whose own posts have named this one, by its current username or any other username it currently holds, merged from two separately captured readings of the same fact so a namer caught by only one of them is not missed and a namer both caught is not counted twice. A username this channel has since dropped is not matched — that handle may belong to someone else now, and crediting today’s namer to yesterday’s owner would misattribute it.
Named by
Channels on the register whose posts name this channel's handle.
A mention is a weaker signal than a forward and is counted separately for that reason — naming a channel is not republishing it, and a handle in a post body is easy to place deliberately. The post counts beside each row below are distinct posts in which the handle appeared, from posts we have read on both sides — the “Named by N registered channels” figure above is a different count, of distinct NAMING CHANNELS rather than posts, and is not the sum of the rows under it.
Channels Telegram recommends alongside this one
Telegram’s own answer, not this register’s. When this register asks Telegram’s API what is similar to this channel, this is the list it returns, in the exact order Telegram returns it — never re-sorted by subscribers or by anything else this register measures. The relationship, and the order, are Telegram’s; we record them and date them, and make no claim of our own about which of these channels actually resemble this one.
Read from Telegram’s recommendation API, most recently 16 August 2026. Telegram holds a list like this for a small and growing share of the register — how this is measured, and why most channel pages show nothing here.
Appears in Telegram’s recommendations for other channels
The reverse of the list above, and a different kind of signal. This does not require this channel to have ever been asked about directly — each row below is a channel we DID ask Telegram about, whose Telegram-generated list happened to include this one. A channel can appear here with an empty list above it, because being named by someone else’s query is independent of having been queried itself.
Т—Ж Инвестник @investnique · 36,671 Telegram ranks this channel #1 of 94 here — alongside 93 others — read 1 September 2026
Т—Ж Чемодан @t_chemodan · 52,343 Telegram ranks this channel #1 of 91 here — alongside 90 others — read 24 August 2026
Учебник Т—Ж @t_uchebnik · 58,188 Telegram ranks this channel #1 of 96 here — alongside 95 others — read 22 August 2026
Город @t_gorod · 69,210 Telegram ranks this channel #1 of 93 here — alongside 92 others — read 20 August 2026
Купрум @tolkosprosit · 43,068 Telegram ranks this channel #2 of 95 here — alongside 94 others — read 28 August 2026
Кинжал @Le_kinzhal · 46,565 Telegram ranks this channel #4 of 98 here — alongside 97 others — read 27 August 2026
Т-Банк @tbank · 331,401 Telegram ranks this channel #4 of 90 here — alongside 89 others — read 10 August 2026
Т-Бизнес секреты @bs_business · 70,462 Telegram ranks this channel #5 of 96 here — alongside 95 others — read 20 August 2026
Т-Банк: работа с клиентами @tbank_team · 68,169 Telegram ranks this channel #6 of 96 here — alongside 95 others — read 20 August 2026
Девушка с Деньгами @devushkasdengami · 28,215 Telegram ranks this channel #8 of 85 here — alongside 84 others — read 9 September 2026
Йод | Лайфхакер @lh_health · 22,821 Telegram ranks this channel #9 of 95 here — alongside 94 others — read 19 September 2026
IF Travel @without_borders_ru · 32,489 Telegram ranks this channel #9 of 96 here — alongside 95 others — read 5 September 2026
Дофамин | Лайфхакер @pofixil · 25,377 Telegram ranks this channel #10 of 95 here — alongside 94 others — read 14 September 2026
Работа в медиапроектах Т-Банка @tj_collega · 31,896 Telegram ranks this channel #10 of 97 here — alongside 96 others — read 5 September 2026
Ок, ясно @yasno_live · 111,313 Telegram ranks this channel #10 of 87 here — alongside 86 others — read 14 August 2026
Нет, это нормально @net_etonorm · 22,698 Telegram ranks this channel #11 of 97 here — alongside 96 others — read 20 September 2026
Аналитика Т-Инвестиций @t_analytics_official · 72,454 Telegram ranks this channel #11 of 96 here — alongside 95 others — read 19 August 2026
Светлана Шишкина. Как жить лучше @sveta_economy · 31,236 Telegram ranks this channel #12 of 89 here — alongside 88 others — read 6 September 2026
Т-Бизнес секреты: онлайн-продажи, маркетплейсы, ecom @bs_marketplace · 27,012 Telegram ranks this channel #13 of 85 here — alongside 84 others — read 11 September 2026
Банки.ру @bankiruofficial · 57,609 Telegram ranks this channel #13 of 85 here — alongside 84 others — read 23 August 2026
Цифровой этикет @digitaletiquette · 24,348 Telegram ranks this channel #14 of 99 here — alongside 98 others — read 16 September 2026
Мел @melfm · 52,742 Telegram ranks this channel #14 of 98 here — alongside 97 others — read 24 August 2026
Лайфхакер @lifehackerru · 67,076 Telegram ranks this channel #14 of 93 here — alongside 92 others — read 20 August 2026
vc.ru @vcnews · 112,033 Telegram ranks this channel #14 of 94 here — alongside 93 others — read 14 August 2026
This channel appears in 122 seed channels' Telegram-generated recommendation lists in total, of which the 24 where it ranks highest are shown above. Each is Telegram’s list for THAT channel, not this one — see how this is measured.
Cross-platform identity — Wikidata
A Wikidata item names this Telegram handle as belonging to the entity it describes. This is Wikidata’s claim, not a verification made by this register — nobody here confirmed that the account is genuinely operated by the entity named. Wikidata content is CC0; every fact below is dated to when it was read from Wikidata, not to when the association was first made there.
A live page changes as we take new readings, so a citation should name the measurement it is based on, not just the URL. The line below cites the subscriber count as measured 17 September 2026 — this
entry's latest reading, not the date you are reading this.
“Т—Ж” (@t_jrnl), 98,720 subscribers as measured 17 September 2026. Telegram Register, tgregister.com/channel/t_jrnl.
Full measurement history, CC BY 4.0. Every reading this register holds for this entry, not just the latest one, as a dated, downloadable record: CSV · JSON. Free to use with attribution to tgregister.com. Each file carries its own generation timestamp, which is the figure to cite for exactly when the data was retrieved.